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ORRSTOWN FINANCIAL SERVICES INC

For the period ended Jun 30, 2025. Filed Aug 8, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2025 · Filed Aug 8, 2025

ORRF$43.82-0.3%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Table of Contents

INDEX

Page
Part I – FINANCIAL INFORMATION
Glossary of Defined Terms3
Item 1.Financial Statements4
Condensed Consolidated Balance Sheets (Unaudited)4
Condensed Consolidated Statements of Income (Unaudited)5
Condensed Consolidated Statements of Comprehensive Income (Unaudited)7
Condensed Consolidated Statements of Changes in Shareholders’ Equity (Unaudited)8
Condensed Consolidated Statements of Cash Flows (Unaudited)10
Notes to Condensed Consolidated Financial Statements (Unaudited)12
Item 2Management’s Discussion and Analysis of Financial Condition and Results of Operations54
Item 3.Quantitative and Qualitative Disclosures About Market Risk81
Item 4.Controls and Procedures82
PART II – OTHER INFORMATION
Item 1.Legal Proceedings83
Item 1A.Risk Factors83
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds83
Item 3.Defaults upon Senior Securities83
Item 4.Mine Safety Disclosures83
Item 5.Other Information83
Item 6.Exhibits84
SIGNATURES85
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.