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ORRSTOWN FINANCIAL SERVICES INC

For the period ended Mar 31, 2025. Filed May 9, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2025 · Filed May 9, 2025

ORRF$43.82-0.3%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Table of Contents

INDEX

Page
Part I – FINANCIAL INFORMATION
Glossary of Defined Terms3
Item 1.Financial Statements4
Condensed Consolidated Balance Sheets (Unaudited)4
Condensed Consolidated Statements of Income (Unaudited)5
Condensed Consolidated Statements of Comprehensive Income (Unaudited)7
Condensed Consolidated Statements of Changes in Shareholders’ Equity (Unaudited)8
Condensed Consolidated Statements of Cash Flows (Unaudited)9
Notes to Condensed Consolidated Financial Statements (Unaudited)11
Item 2Management’s Discussion and Analysis of Financial Condition and Results of Operations52
Item 3.Quantitative and Qualitative Disclosures About Market Risk76
Item 4.Controls and Procedures78
PART II – OTHER INFORMATION
Item 1.Legal Proceedings79
Item 1A.Risk Factors79
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds79
Item 3.Defaults upon Senior Securities79
Item 4.Mine Safety Disclosures79
Item 5.Other Information79
Item 6.Exhibits80
SIGNATURES81
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.