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INDEPENDENT BANK CORP

For the period ended Dec 31, 2025. Filed Feb 27, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 27, 2026

INDB$84.10-0.4%Stored close · as of Nov 6, 2026

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Contents

Table - Loan Portfolio Composition

The following table sets forth information concerning the composition of the Bank’s loan portfolio by loan type at the dates indicated:

Table 9 - Loan Portfolio Composition

December 31
2025 · 2024
(Dollars in thousands)
AmountPercentAmountPercent
Commercial and industrial$4,611,78924.9%$3,246,45522.4%
Commercial real estate8,275,40844.7%6,839,70547.0%
Commercial construction1,399,1937.6%782,0785.4%
Residential real estate2,873,44315.5%2,460,60017.0%
Home equity1,297,6627.0%1,140,1687.9%
Other consumer46,2820.3%39,3720.3%
Gross loans18,503,777100.0%14,508,378100.0%
Allowance for credit losses(189,877)(169,984)
Net loans$18,313,900$14,338,394
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.