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INDEPENDENT BANK CORP

For the period ended Dec 31, 2025. Filed Feb 27, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 27, 2026

INDB$85.28+1.4%Stored close · as of Nov 9, 2026

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Contents

Table 8- Components of Loan Growth/(Decline)

The following table summarizes loan growth/decline during the periods indicated:

Table 8 - Components of Loan Growth/(Decline)

December 31December 31EnterpriseOrganic Growth/Organic Growth/
20252024Acquisition(Decline) $(Decline) %
(Dollars in thousands)
Commercial and industrial$4,611,789$3,246,455$979,072$386,2629.14%
Commercial real estate8,275,4086,839,7051,742,275(306,572)(3.57)%
Commercial construction1,399,193782,078664,281(47,166)(3.26)%
Total commercial14,286,39010,868,2383,385,62832,5240.23%
Residential real estate2,873,4432,460,600425,695(12,852)(0.45)%
Home equity1,297,6621,140,16895,09662,3985.05%
Total Consumer real estate4,171,1053,600,768520,79149,5461.20%
Total other consumer46,28239,3726,6932170.47%
Total loans$18,503,777$14,508,378$3,913,112$82,2870.45%
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.