HBT Financial, Inc.
For the period ended Sep 30, 2025. Filed Oct 31, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Oct 31, 2025
HBT$37.47+1.3%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Balance Sheets
| (Unaudited) | ||
|---|---|---|
| (dollars in thousands, except per share data) | September 30,2025 | December 31,2024 |
| ASSETS | ||
| Cash and due from banks | $21,767 | $29,552 |
| Interest-bearing deposits with banks | 133,366 | 108,140 |
| Cash and cash equivalents | 155,133 | 137,692 |
| Debt securities available-for-sale, at fair value | 793,730 | 698,049 |
| Debt securities held-to-maturity (fair value of $431,493 at 2025 and $445,186 at 2024) | 466,565 | 499,858 |
| Equity securities with readily determinable fair value | 3,279 | 3,315 |
| Equity securities with no readily determinable fair value | 2,609 | 2,629 |
| Restricted stock, at cost | 4,979 | 5,086 |
| Loans held for sale | 1,432 | 1,586 |
| Loans, before allowance for credit losses | 3,400,029 | 3,466,146 |
| Allowance for credit losses | (41,900) | (42,044) |
| Loans, net of allowance for credit losses | 3,358,129 | 3,424,102 |
| Bank owned life insurance | 24,489 | 23,989 |
| Bank premises and equipment, net | 69,965 | 66,758 |
| Bank premises held for sale | — | 317 |
| Foreclosed assets | 1,007 | 367 |
| Goodwill | 59,820 | 59,820 |
| Intangible assets, net | 15,760 | 17,843 |
| Mortgage servicing rights, at fair value | 17,254 | 18,827 |
| Investments in unconsolidated subsidiaries | 1,614 | 1,614 |
| Accrued interest receivable | 23,575 | 24,770 |
| Other assets | 35,687 | 46,280 |
| Total assets | $5,035,027 | $5,032,902 |
| LIABILITIES AND STOCKHOLDERS' EQUITY | ||
| Liabilities | ||
| Deposits: | ||
| Noninterest-bearing | $1,034,181 | $1,046,405 |
| Interest-bearing | 3,313,006 | 3,271,849 |
| Total deposits | 4,347,187 | 4,318,254 |
| Securities sold under agreements to repurchase | — | 28,969 |
| Federal Home Loan Bank advances | 7,271 | 13,231 |
| Subordinated notes | — | 39,553 |
| Junior subordinated debentures issued to capital trusts | 52,894 | 52,849 |
| Other liabilities | 28,546 | 35,441 |
| Total liabilities | 4,435,898 | 4,488,297 |
| COMMITMENTS AND CONTINGENCIES (Note 15) | ||
| Stockholders' Equity | ||
| Preferred stock, $0.01 par value; 25,000,000 shares authorized; none issued or outstanding | — | — |
| Common stock, $0.01 par value; 125,000,000 shares authorized; shares issued of 32,899,104 at 2025 and 32,827,039 at 2024; shares outstanding of 31,455,803 at 2025 and 31,559,366 at 2024 | 329 | 328 |
| Surplus | 297,992 | 297,297 |
| Retained earnings | 354,864 | 316,764 |
| Accumulated other comprehensive income (loss) | (27,119) | (46,765) |
| Treasury stock at cost, 1,443,301 shares at 2025 and 1,267,673 at 2024 | (26,937) | (23,019) |
| Total stockholders’ equity | 599,129 | 544,605 |
| Total liabilities and stockholders’ equity | $5,035,027 | $5,032,902 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.