First Bancorp, Inc /ME/

For the period ended Sep 30, 2026. Filed Nov 5, 2026.

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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Nov 5, 2026

FNLC$36.41-0.5%Stored close · as of Nov 6, 2026

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Past Due Loans

The Bank's overall loan delinquency ratio was 0.67% at September 30, 2026 compared to 0.90% at December 31, 2025 and 0.69% at September 30, 2025. Loans 90 or more days delinquent and accruing increased from $665,000 at December 31, 2025 to $1.7 million as of September 30, 2026. The following table sets forth loan delinquencies as of September 30, 2026 and 2025 and December 31, 2025:

Dollars in thousands · September 30, 2026 · December 31, 2025 · September 30, 2025
Commercial
Real estate owner occupied	$738		$5,115		$4,204
Real estate non-owner occupied	1,060		2,019		1,285
Construction	99		110		—
C&I	1,441		1,746		1,455
Multifamily	1,899		1,760		2,626
Agriculture	645		693		212
Municipal	—		—		—
Residential
Term	6,222		7,391		4,589
Construction	528		90		—
Home Equity
Revolving and term	2,122		2,374		1,894
Consumer	1,491		309		356
Total	$16,245		$21,607		$16,621
Loans 30-89 days past due to total loans	0.358	%	0.468	%	0.395	%
Loans 90+ days past due and accruing to total loans	0.070	%	0.028	%	0.063	%
Loans 90+ days past due on non-accrual to total loans	0.237	%	0.407	%	0.235	%
Total past due loans to total loans	0.665	%	0.903	%	0.693	%

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