First Bancorp, Inc /ME/
For the period ended Sep 30, 2026. Filed Nov 5, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 5, 2026
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Deposits
Total deposits at September 30, 2026 were $2.79 billion, an increase of $121.9 million from year-end 2025. In the first nine months of 2026, low-cost deposits (Demand, NOW, and Savings) increased by $62.9 million or 5.2%, money market deposits decreased $10.6 million or 2.2%, and certificates of deposit increased $69.6 million or 7.1%.
Between September 30, 2025 and September 30, 2026, total deposits increased by $49.1 million or 1.8%. Low-cost deposits increased by $73.1 million or 6.1%, money market accounts increased $731,000 or 0.2%, and certificates of deposit decreased $24.7 million or 2.3%. The reduction in certificate of deposit balances as compared to prior year is principally the result of redemption of wholesale time deposits.
Estimated uninsured deposits totaled $513.0 million or 18.4% of total deposits as of September 30, 2026, and $516.9 million or 19.4% of total deposits as of December 31, 2025. The company has pledged assets as collateral covering certain deposits; these amounts were $381.0 million and $385.2 million as of September 30, 2026 and December 31, 2025, respectively.
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