First Bancorp, Inc /ME/
For the period ended Jun 30, 2026. Filed Aug 7, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2026 · Filed Aug 7, 2026
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Deposits
Total deposits at June 30, 2026 were $2.68 billion, an increase of $15.0 million from year-end 2025. In the first six months of 2026 low-cost deposits (demand, NOW, and savings accounts) decreased by $39.7 million or 3.3%, money market deposits decreased $47.6 million or 10.1%, and certificates of deposit increased $102.3 million or 10.5%.
Between June 30, 2025 and June 30, 2026, total deposits decreased by $25.6 million or 0.9%. Low-cost deposits increased by $39.8 million or 3.5%, money market accounts increased $33.9 million or 8.7%, and certificates of deposit decreased $99.2 million or 8.4%. The reduction in certificate of deposit balances as compared to prior year is principally the result of redemption of wholesale time deposits.
Estimated uninsured deposits totaled $461.1 million or 17.2% of total deposits as of June 30, 2026, and $516.9 million or 19.4% of total deposits as of December 31, 2025. The company has pledged assets as collateral covering certain deposits; these amounts were $340.1 million and $385.2 million as of June 30, 2026 and December 31, 2025, respectively.
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