First Bancorp, Inc /ME/
For the period ended Mar 31, 2026. Filed May 8, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Mar 31, 2026 · Filed May 8, 2026
FNLC$36.41-0.5%Stored close · as of Nov 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Selected Financial Data (Unaudited)
| Dollars in thousands, | As of and for the three months ended March 31, | |
|---|---|---|
| except for per share amounts | 2026 | 2025 |
| Summary of Operations | ||
| Interest Income | $39,139 | $38,709 |
| Interest Expense | 18,450 | 20,910 |
| Net Interest Income | 20,689 | 17,799 |
| Credit Loss Expense | 620 | 392 |
| Non-Interest Income | 4,451 | 4,002 |
| Non-Interest Expense | 13,616 | 12,844 |
| Net Income | 8,993 | 7,077 |
| Per Common Share Data | ||
| Basic Earnings per Share | $0.81 | $0.64 |
| Diluted Earnings per Share | 0.80 | 0.63 |
| Cash Dividends Declared | 0.37 | 0.36 |
| Book Value per Common Share | 25.44 | 23.19 |
| Tangible Book Value per Common Share2 | 22.71 | 20.44 |
| Market Value | 28.03 | 24.72 |
| Financial Ratios | ||
| Return on Average Equity1 | 12.64% | 11.13% |
| Return on Average Tangible Common Equity1,2 | 14.15% | 12.64% |
| Return on Average Assets1 | 1.15% | 0.91% |
| Average Equity to Average Assets | 9.10% | 8.15% |
| Average Tangible Equity to Average Assets2 | 8.13% | 7.17% |
| Net Interest Margin Tax-Equivalent1,2 | 2.86% | 2.48% |
| Dividend Payout Ratio | 45.74% | 56.34% |
| Allowance for Credit Losses/Total Loans | 1.05% | 1.05% |
| Non-Performing Loans to Total Loans | 0.67% | 0.25% |
| Non-Performing Assets to Total Assets | 0.51% | 0.19% |
| Efficiency Ratio2 | 52.64% | 56.93% |
| At Period End | ||
| Total Assets | $3,200,763 | $3,187,372 |
| Total Loans | 2,405,149 | 2,383,150 |
| Total Investment Securities | 619,159 | 656,844 |
| Total Deposits | 2,664,643 | 2,711,335 |
| Total Shareholders' Equity | 286,784 | 259,681 |
1 Annualized using a 365-day basis in both 2026 and 2025.
2 These ratios use non-GAAP financial measures. See Management's Discussion and Analysis of Financial Condition and Results of Operations for additional disclosures and information.
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