First Bancorp, Inc /ME/
For the period ended Jun 30, 2025. Filed Aug 8, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2025 · Filed Aug 8, 2025
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Past Due Loans
The Bank's overall loan delinquency ratio was 0.23% at June 30, 2025 compared to 0.40% at December 31, 2024 and 0.15% at June 30, 2024. Loans 90 or more days delinquent and accruing decreased from $1.0 million at December 31, 2024 to $457,000 as of June 30, 2025. The following table sets forth loan delinquencies as of June 30, 2025 and 2024 and December 31, 2024:
| Dollars in thousands · June 30, 2025 · December 31, 2024 · June 30, 2024 | ||||||
|---|---|---|---|---|---|---|
| Commercial | ||||||
| Real estate owner occupied | $395 | $549 | $950 | |||
| Real estate non-owner occupied | — | — | — | |||
| Construction | — | — | — | |||
| C&I | 1,204 | 1,998 | 622 | |||
| Multifamily | — | — | — | |||
| Agriculture | — | 115 | — | |||
| Municipal | — | — | — | |||
| Residential | ||||||
| Term | 2,438 | 3,686 | 788 | |||
| Construction | — | 390 | — | |||
| Home Equity | ||||||
| Revolving and term | 882 | 1,536 | 747 | |||
| Consumer | 646 | 1,109 | 211 | |||
| Total | $5,565 | $9,383 | $3,318 | |||
| Loans 30-89 days past due to total loans | 0.134 | % | 0.311 | % | 0.105 | % |
| Loans 90+ days past due and accruing to total loans | 0.019 | % | 0.044 | % | 0.004 | % |
| Loans 90+ days past due on non-accrual to total loans | 0.079 | % | 0.046 | % | 0.039 | % |
| Total past due loans to total loans | 0.232 | % | 0.401 | % | 0.148 | % |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.