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CITIZENS FINANCIAL GROUP INC/RI

For the period ended Sep 30, 2025. Filed Nov 3, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Nov 3, 2025

CFG$64.82-0.4%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Item 1. Financial Statements (unaudited)

Page
Consolidated Balance Sheets38
Consolidated Statements of Operations39
Consolidated Statements of Comprehensive Income40
Consolidated Statements of Changes in Stockholders’ Equity41
Consolidated Statements of Cash Flows43
Notes to Consolidated Financial Statements44
Note 1 - Significant Accounting Policies44
Note 2 - Securities44
Note 3 - Loans and Leases47
Note 4 - Credit Quality and the Allowance for Credit Losses47
Note 5 - Mortgage Banking and Other Serviced Loans59
Note 6 - Variable Interest Entities61
Note 7 - Borrowed Funds63
Note 8 - Derivatives64
Note 9 - Accumulated Other Comprehensive Income (Loss)68
Note 10 - Stockholders’ Equity69
Note 11 - Commitments and Contingencies71
Note 12 - Fair Value Measurements72
Note 13 - Noninterest Income76
Note 14 - Other Operating Expense77
Note 15 - Earnings Per Share78
Note 16 - Business Segments78
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.