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CITIZENS FINANCIAL GROUP INC/RI

For the period ended Jun 30, 2025. Filed Aug 4, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2025 · Filed Aug 4, 2025

CFG$64.82-0.4%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Item 1. Financial Statements (unaudited)

Page
Consolidated Balance Sheets37
Consolidated Statements of Operations38
Consolidated Statements of Comprehensive Income39
Consolidated Statements of Changes in Stockholders’ Equity40
Consolidated Statements of Cash Flows42
Notes to Consolidated Financial Statements43
Note 1 - Significant Accounting Policies43
Note 2 - Securities43
Note 3 - Loans and Leases46
Note 4 - Credit Quality and the Allowance for Credit Losses46
Note 5 - Mortgage Banking and Other Serviced Loans58
Note 6 - Variable Interest Entities59
Note 7 - Borrowed Funds62
Note 8 - Derivatives63
Note 9 - Accumulated Other Comprehensive Income (Loss)66
Note 10 - Stockholders’ Equity67
Note 11 - Commitments and Contingencies68
Note 12 - Fair Value Measurements70
Note 13 - Noninterest Income74
Note 14 - Other Operating Expense75
Note 15 - Earnings Per Share76
Note 16 - Business Segments76
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.