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WASHINGTON TRUST BANCORP INC

For the period ended Dec 31, 2025. Filed Feb 24, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 24, 2026

WASH$39.30-0.3%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 8. Financial Statements and Supplementary Data

DescriptionPage
Reports of Independent Registered Public Accounting Firm (PCAOB ID: 173)68
Consolidated Balance Sheets at December 31, 2025 and 202471
Consolidated Statements of Income (Loss) for the Years Ended December 31, 2025, 2024 and 202372
Consolidated Statements of Comprehensive Income (Loss) for the Years Ended December 31, 2025, 2024 and 202373
Consolidated Statements of Changes in Shareholders’ Equity for the Years Ended December 31, 2025, 2024 and 202374
Consolidated Statements of Cash Flows for the Years Ended December 31, 2025, 2024 and 202375
Notes to Consolidated Financial Statements:77
Note 1 - Summary of Significant Accounting Policies77
Note 2 - Recently Issued Accounting Pronouncements88
Note 3 - Securities89
Note 4 - Loans92
Note 5 - Allowance for Credit Losses on Loans102
Note 6 - Premises and Equipment104
Note 7 - Leases105
Note 8 - Goodwill and Intangible Assets106
Note 9 - Derivative Financial Instruments107
Note 10 - Fair Value Measurements110
Note 11 - Income Taxes115
Note 12 - Deposits118
Note 13 - Borrowings119
Note 14 - Shareholders’ Equity120
Note 15 - Revenue from Contracts with Customers122
Note 16 - Employee Benefits123
Note 17 - Share-Based Compensation Arrangements127
Note 18 - Business Segments130
Note 19 - Other Comprehensive Income134
Note 20 - Earnings Per Common Share136
Note 21 - Commitments and Contingencies137
Note 22 - Parent Company Financial Statements139

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.