SEACOAST BANKING CORP OF FLORIDA

For the period ended Dec 31, 2024. Filed Feb 25, 2025.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2024 · Filed Feb 25, 2025

SBCF$34.12+1.7%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Glossary of Defined Terms

Glossary of Defined Terms
Term	Definition	Term	Definition
ABS	Asset-backed securities	FASB	Financial Accounting Standards Board
ACH	Automated clearing house	FDIC	Federal Deposit Insurance Corporation
ACL	Allowance for credit losses	FDICIA	Federal Deposit Insurance Corporation Improvement Act of 1991
AFS	Available-for-sale	FHA	Fair Housing Act
ALCO	Asset and Liability Management Committee	FHLB	Federal Home Loan Bank
AML	Anti-money laundering	FICO	Fair Isaac Corporation (credit score)
AOCI	Accumulated other comprehensive income	FinCEN	Financial Crimes Enforcement Network
Apollo	Apollo Bancshares, Inc.	FRB	Federal Reserve Board
ARM	Adjustable-rate mortgage	FTE	Fully taxable equivalent
ASC	Accounting Standards Codification	GAAP	Accounting principles generally accepted in the United States of America
ASU	Accounting Standards Update	GLBA	Gramm-Leach-Bliley Act
ATM	Automated teller machine	HELOC	Home equity line of credit
BBFC	Business Bank of Florida Corp.	HTM	Held-to-maturity
BHC	Bank Holding Company	ITC	Information Technology Committee
BOLI	Bank owned life insurance	LTV	Loan-to-value
CDI	Core deposit intangibles	Moody's	Moody's Analytics
CECL	Current expected credit losses	MSA	Metropolitan statistical area
CEO	Chief Executive Officer	NASDAQ	NASDAQ Global Select Market
CET1	Common equity tier 1	NAV	Net Asset Value
CFO	Chief Financial Officer	NPA	Nonperforming asset
CFPB	Consumer Financial Protection Bureau	OCC	Office of the Comptroller of the Currency
CISO	Chief Information Security Officer	OFAC	Office of Foreign Assets Control
CLO	Collateralized loan obligations	OREO	Other real estate owned
CRA	Community Reinvestment Act	PCAOB	Public Company Accounting Oversight Board
CRE	Commercial Real Estate	PCD	Purchased credit deteriorated
CRO	Chief Risk Officer	PPP	Paycheck Protection Program
DIF	Deposit Insurance Fund	Professional	Professional Holding Corp.
Dodd-Frank Act	Dodd-Frank Wall Street Reform and Consumer Protection Act	REIT	Real estate investment trust
DOJ	Department of Justice	ROA	Return on assets
Drummond	Drummond Banking Company	ROTA	Return on tangible assets
DTA	Deferred tax asset	ROTCE	Return on tangible common equity
ECOA	Equal Credit Opportunity Act	ROUA	Right-of-use asset
EPS	Earnings per share	RSA	Restricted stock award
ERM	Enterprise Risk Management	RSU	Restricted stock unit
ERMC	Enterprise Risk Management Committee	Sabal Palm	Sabal Palm Bancorp, Inc.
ESG	Environmental, social and governance	SBA	Small Business Administration
ESPP	Employee Stock Purchase Plan	SBIC	Small business investment companies
EVE	Economic value of equity	SEC	Securities and Exchange Commission

Term	Definition	Term	Definition
SERP	Supplemental Executive Retirement Plan	TDR	Troubled debt restructuring
SOFR	Secured Overnight Financing Rate	XBRL	eXtensible Business Reporting Language
TBM	Troubled borrower modification

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.