S&T BANCORP INC
For the period ended Dec 31, 2025. Filed Feb 27, 2026.
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FY2025 · Filed Feb 27, 2026
STBA$51.41+0.1%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Statements of Net Income
| Twelve Months Ended December 31, | |||
|---|---|---|---|
| (dollars in thousands, except per share data) | 2025 | 2024 | 2023 |
| INTEREST AND DIVIDEND INCOME | |||
| Loans, including fees | $472,713 | $476,382 | $443,124 |
| Investment Securities: | |||
| Taxable | 42,339 | 37,744 | 31,611 |
| Tax-exempt | 260 | 690 | 852 |
| Dividends | 1,178 | 1,056 | 2,314 |
| Total Interest and Dividend Income | 516,490 | 515,872 | 477,901 |
| INTEREST EXPENSE | |||
| Deposits | 154,570 | 159,411 | 92,836 |
| Borrowings, junior subordinated debt securities and other | 11,824 | 21,655 | 35,655 |
| Total Interest Expense | 166,394 | 181,066 | 128,491 |
| NET INTEREST INCOME | 350,096 | 334,806 | 349,410 |
| Provision for credit losses | 7,422 | 133 | 17,892 |
| Net Interest Income After Provision for Credit Losses | 342,674 | 334,673 | 331,518 |
| NONINTEREST INCOME | |||
| Net loss on sale of securities | (2,295) | (7,938) | — |
| Debit and credit card | 18,303 | 18,263 | 18,248 |
| Service charges on deposit accounts | 16,433 | 16,273 | 16,193 |
| Wealth management | 12,447 | 12,259 | 12,186 |
| Other | 7,135 | 10,226 | 10,993 |
| Total Noninterest Income | 52,023 | 49,083 | 57,620 |
| NONINTEREST EXPENSE | |||
| Salaries and employee benefits | 127,647 | 121,990 | 111,462 |
| Data processing and information technology | 19,757 | 19,510 | 17,437 |
| Occupancy | 16,195 | 15,102 | 14,814 |
| Furniture, equipment and software | 13,513 | 13,559 | 12,912 |
| Other taxes | 7,601 | 7,452 | 6,813 |
| Marketing | 5,906 | 6,351 | 6,488 |
| Professional services and legal | 5,452 | 5,468 | 7,823 |
| FDIC insurance | 4,235 | 4,201 | 4,122 |
| Other | 26,451 | 25,305 | 28,463 |
| Total Noninterest Expense | 226,757 | 218,938 | 210,334 |
| Income Before Taxes | 167,940 | 164,818 | 178,804 |
| Income tax expense | 33,710 | 33,553 | 34,023 |
| Net Income | $134,230 | $131,265 | $144,781 |
| Earnings per share—basic | $3.51 | $3.43 | $3.76 |
| Earnings per share—diluted | $3.49 | $3.41 | $3.74 |
| Dividends declared per share | $1.38 | $1.33 | $1.29 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.