RENASANT CORP
For the period ended Sep 30, 2026. Filed Nov 4, 2026.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Nov 4, 2026
RNST$40.19+0.1%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Statements of Cash Flows
Consolidated Statements of Cash Flows (Unaudited)
| Nine Months Ended September 30, | ||
|---|---|---|
| 2026 | 2025 | |
| Operating activities | ||
| Net income | $254,268 | $102,324 |
| Adjustments to reconcile net income to net cash provided by operating activities: | ||
| Provision for credit losses | 25,184 | 96,522 |
| Depreciation, amortization and accretion | 7,721 | 13,167 |
| Deferred income tax benefit | (853) | (4,103) |
| Gain on sale of mortgage servicing rights | — | (1,467) |
| Funding of mortgage loans held for sale | (1,057,590) | (1,220,267) |
| Proceeds from sales of mortgage loans held for sale | 1,130,898 | 1,198,088 |
| Gains on sales of mortgage loans held for sale | (12,455) | (15,086) |
| Gains on sales of premises and equipment | (13) | (347) |
| Stock-based compensation | 13,906 | 13,527 |
| Income from bank-owned life insurance | (12,342) | (10,547) |
| Net change in operating leases | 4,434 | 7,613 |
| (Increase) decrease in other assets | (133,466) | 3,238 |
| Increase (decrease) in other liabilities | 129,911 | (18,278) |
| Net cash provided by operating activities | 349,603 | 164,384 |
| Investing activities | ||
| Purchases of securities available for sale | (738,290) | (1,058,969) |
| Proceeds from sales of securities available for sale | — | 686,485 |
| Proceeds from call/maturities of securities available for sale | 361,051 | 203,429 |
| Proceeds from call/maturities of securities held to maturity | 76,888 | 78,918 |
| Proceeds from sale of mortgage servicing rights | — | 9,353 |
| Net increase in loans | (638,785) | (929,248) |
| Purchases of premises and equipment | (17,530) | (30,337) |
| Proceeds from sales of premises and equipment | 815 | 1,366 |
| Proceeds from surrender of bank-owned life insurance | — | 56,255 |
| Purchases of FHLB stock | (22,932) | (18,205) |
| Proceeds from redemption of FHLB stock | 16,015 | 12,075 |
| Purchases of FRB stock | (91,303) | — |
| Proceeds from redemption of FRB stock | 233 | — |
| Proceeds from sales of other assets | 13,149 | 12,605 |
| Net cash (paid) received in acquisition of businesses | (67,612) | 261,483 |
| Other, net | 6,585 | 3,783 |
| Net cash used in investing activities | (1,101,716) | (711,007) |
| Financing activities | ||
| Net increase in deposits | 154,788 | 395,159 |
| Net increase in short-term borrowings | 250,707 | 199,795 |
| Proceeds from the issuance of long-term debt, net of issuance costs | 295,755 | — |
| Repayment of long-term debt | (40,000) | — |
| Cash paid for dividends | (65,905) | (56,578) |
| Repurchase of shares in connection with stock repurchase program | (179,432) | — |
| Net cash provided by financing activities | 415,913 | 538,376 |
| Net decrease in cash and cash equivalents | (336,200) | (8,247) |
| Cash and cash equivalents at beginning of period | 1,070,718 | 1,092,032 |
| Cash and cash equivalents at end of period | $734,518 | $1,083,785 |
| Nine Months Ended September 30, | ||
|---|---|---|
| 2026 | 2025 | |
| Supplemental disclosures | ||
| Cash paid for interest | $345,872 | $324,630 |
| Cash paid for income taxes | $38,458 | $21,281 |
| Noncash transactions: | ||
| Transfers of loans to other real estate owned | $14,982 | $4,057 |
| Common stock issued in acquisition of businesses | $— | $1,050,821 |
| Recognition of operating right-of-use assets and liabilities | $8,777 | $13,282 |
| Contingent consideration and holdbacks recognized in acquisition of business | $8,741 | $— |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.