PNC FINANCIAL SERVICES GROUP, INC.

As of March 31, 2026, we performed an evaluation under the supervision of and with the participation of our management, including the Chairman and Chief Executive Officer and the Executive Vice President and Chief Financial Officer, of the effectiveness of the design and operation of our disclosure controls and procedures and of changes in our internal control over financial reporting.

Based on that evaluation, our Chairman and Chief Executive Officer and our Executive Vice President and Chief Financial Officer concluded that our disclosure controls and procedures (as defined in Rule 13a-15(e) under the Securities Exchange Act of 1934) were effective as of March 31, 2026, and that there has been no change in PNC’s internal control over financial reporting that occurred during the first quarter of 2026 that has materially affected, or is reasonably likely to materially affect, our internal control over financial reporting.

As permitted by SEC guidance that an assessment of internal controls over financial reporting of a recently acquired business may be excluded from management’s evaluation of disclosure controls and procedures for up to a year from the date of acquisition, we have excluded FirstBank from management’s reporting on internal control over financial reporting for the quarter ended March 31, 2026. We will continue to evaluate the effectiveness of internal controls over financial reporting as we complete the integration of FirstBank with that of PNC and PNC Bank and will make changes to our internal control framework, as necessary. The acquisition of FirstBank contributed $29.1 billion of assets, or 5% of our total assets, at March 31, 2026 and $266 million of revenue, or 4% of our total revenue, for the three months ended March 31, 2026.

The PNC Financial Services Group, Inc. –Form 10-Q 41