PNC FINANCIAL SERVICES GROUP, INC.
For the period ended Dec 31, 2025. Filed Feb 20, 2026.
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FY2025 · Filed Feb 20, 2026
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Provision for (Recapture of) Credit Losses
Provision for Credit Losses
Table 6: Provision for Credit Losses
| Year ended December 31 | ||
|---|---|---|
| Dollars in millions | 2025 | 2024 |
| Provision for (recapture of) credit losses | ||
| Loans and leases | $660 | $741 |
| Unfunded lending related commitments | 97 | 56 |
| Investment securities | 1 | (10) |
| Other financial assets | 21 | 2 |
| Total provision for credit losses | $779 | $789 |
Provision for credit losses of $779 million for 2025 was driven by a net increase in the ACL, primarily due to commercial and industrial portfolio activity and changes to macroeconomic scenarios, partially offset by commercial real estate portfolio activity.
The PNC Financial Services Group, Inc. –2025 Form 10-K 39
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