PNC FINANCIAL SERVICES GROUP, INC.
For the period ended Dec 31, 2025. Filed Feb 20, 2026.
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FY2025 · Filed Feb 20, 2026
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Future Lease Payments for Operating Lease Liability Arrangements
The future lease payments based on maturity for our lessee liability arrangements at December 31, 2025 are as follows:
Table 70: Future Lease Payments for Operating Lease Liability Arrangements
| In millions | December 31, 2025 |
|---|---|
| 2026 | $393 |
| 2027 | 369 |
| 2028 | 327 |
| 2029 | 265 |
| 2030 | 211 |
| 2031 and thereafter | 601 |
| Total future lease payments | $2,166 |
| Less: Interest | 233 |
| Present value of operating lease liability arrangements | $1,933 |
Additionally, as of December 31, 2025, PNC had future operating lease commitments of $318 million that were signed but had not yet commenced. These operating leases will commence between 2026 and 2027 with lease terms up to 12 years.
NOTE 7 PREMISES, EQUIPMENT AND LEASEHOLD IMPROVEMENTS
Premises, equipment and leasehold improvements, stated at cost less accumulated depreciation and amortization, were as follows:
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