PNC FINANCIAL SERVICES GROUP, INC.
For the period ended Dec 31, 2025. Filed Feb 20, 2026.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 20, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Financial Effect of Commercial FDMs
Table 52 presents the weighted average financial effect of commercial FDMs granted during the year ended December 31:
Table 52: Financial Effect of Commercial FDMs (a)
| Year ended December 31Dollars in millions | 2025 | 2024 | 2023 | |||
|---|---|---|---|---|---|---|
| Amortized cost basis (b) | Financial effect | Amortized cost basis (b) | Financial effect | Amortized cost basis (b) | Financial effect | |
| Weighted-average term extension (months) | ||||||
| Commercial and industrial | $1,512 | 19 | $1,260 | 16 | $857 | 12 |
| Commercial real estate | $1,051 | 14 | $1,196 | 17 | $833 | 14 |
| Equipment lease financing | $— | — | $2 | 43 | $— | — |
| Interest rate reduction | ||||||
| Commercial and industrial | $38 | 2.65% | $140 | 1.42% | $45 | 2.70% |
| Commercial real estate | $27 | 1.04% | $— | —% | $47 | 4.54% |
| Weighted-average payment delay (months) | ||||||
| Commercial and industrial | $92 | 6 | $203 | 8 | $235 | 3 |
| Commercial real estate | $29 | 6 | $326 | 8 | $17 | 5 |
(a)Excludes the financial effects of modifications for loans that were paid off, charged-off or otherwise liquidated as of the period end date.
(b)The amortized cost basis presented in Table 52 includes combination modification categories in addition to the standalone modification categories presented in Table 51. Primarily due to this reason, the amortized cost basis presented in Table 52 may not agree to the amortized cost basis presented alongside the standalone modification categories in Table 51. Amortized cost basis is as of the period end date.
The PNC Financial Services Group, Inc. –2025 Form 10-K 119
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.