PNC FINANCIAL SERVICES GROUP, INC.
For the period ended Dec 31, 2025. Filed Feb 20, 2026.
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FY2025 · Filed Feb 20, 2026
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Estimated Cash Flows
The following table provides information regarding our estimated future cash flows related to our various plans.
Table 101: Estimated Cash Flows
| Pension Plans · Postretirement Benefits | |||
|---|---|---|---|
| In millions · Qualified Pension · Nonqualified Pension | |||
| Estimated 2026 employer contributions | $— | $26 | $3 |
| Estimated future benefit payments | |||
| 2026 | $344 | $26 | $23 |
| 2027 | $342 | $24 | $22 |
| 2028 | $348 | $23 | $22 |
| 2029 | $346 | $24 | $21 |
| 2030 | $344 | $21 | $21 |
| 2031-2035 | $1,694 | $84 | $100 |
The qualified pension plan contributions are deposited into the Trust, and the qualified pension plan benefit payments are paid from the Trust. We do not expect to be required to make a contribution to the qualified plan for 2026 based on the funding calculations under the Pension Protection Act of 2006. For the nonqualified pension plan, total contributions and the benefit payments are the same and represent expected benefit amounts, which are paid from the Company’s general assets. Employer contributions for postretirement benefits reflect that most of the payments will be made from the VEBA. Postretirement benefit payments are net of participant contributions.
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