PNC FINANCIAL SERVICES GROUP, INC.
For the period ended Dec 31, 2025. Filed Feb 20, 2026.
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FY2025 · Filed Feb 20, 2026
PNC$231.30+2.6%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Income Statement
| Year ended December 31 | |||
|---|---|---|---|
| In millions, except per share data | 2025 | 2024 | 2023 |
| Interest Income | |||
| Loans | $18,472 | $19,346 | $18,299 |
| Investment securities | 4,674 | 4,123 | 3,545 |
| Other | 2,161 | 2,915 | 2,464 |
| Total interest income | 25,307 | 26,384 | 24,308 |
| Interest Expense | |||
| Deposits | 7,497 | 8,401 | 6,609 |
| Borrowed funds | 3,400 | 4,484 | 3,783 |
| Total interest expense | 10,897 | 12,885 | 10,392 |
| Net interest income | 14,410 | 13,499 | 13,916 |
| Noninterest Income | |||
| Asset management and brokerage | 1,597 | 1,485 | 1,412 |
| Capital markets and advisory | 1,548 | 1,250 | 952 |
| Card and cash management | 2,899 | 2,770 | 2,733 |
| Lending and deposit services | 1,310 | 1,259 | 1,233 |
| Residential and commercial mortgage | 571 | 581 | 625 |
| Other income | |||
| Gain on Visa shares exchange program | — | 754 | — |
| Securities gains (losses) | (9) | (500) | (2) |
| Other | 773 | 457 | 621 |
| Total other income | 764 | 711 | 619 |
| Total noninterest income | 8,689 | 8,056 | 7,574 |
| Total revenue | 23,099 | 21,555 | 21,490 |
| Provision For Credit Losses | 779 | 789 | 742 |
| Noninterest Expense | |||
| Personnel | 7,782 | 7,302 | 7,428 |
| Occupancy | 962 | 954 | 982 |
| Equipment | 1,606 | 1,527 | 1,411 |
| Marketing | 378 | 362 | 350 |
| Other | 3,106 | 3,379 | 3,841 |
| Total noninterest expense | 13,834 | 13,524 | 14,012 |
| Income before income taxes and noncontrolling interests | 8,486 | 7,242 | 6,736 |
| Income taxes | 1,489 | 1,289 | 1,089 |
| Net income | 6,997 | 5,953 | 5,647 |
| Less: Net income attributable to noncontrolling interests | 61 | 64 | 69 |
| Preferred stock dividends | 308 | 352 | 417 |
| Preferred stock discount accretion and redemptions | 9 | 8 | 8 |
| Net income attributable to common shareholders | $6,619 | $5,529 | $5,153 |
| Earnings Per Common Share | |||
| Basic | $16.60 | $13.76 | $12.80 |
| Diluted | $16.59 | $13.74 | $12.79 |
| Average Common Shares Outstanding | |||
| Basic | 396 | 399 | 401 |
| Diluted | 396 | 400 | 401 |
84 The PNC Financial Services Group, Inc. –2025 Form 10-K
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.