PNC FINANCIAL SERVICES GROUP, INC.
For the period ended Dec 31, 2025. Filed Feb 20, 2026.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 20, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Balance Sheet
| December 31 | December 31 | |
|---|---|---|
| In millions, except par value | 2025 | 2024 |
| Assets | ||
| Cash and due from banks | $6,777 | $6,904 |
| Interest-earning deposits with banks | 32,936 | 39,347 |
| Loans held for sale (a) | 1,939 | 850 |
| Investment securities – available-for-sale | 68,135 | 62,039 |
| Investment securities – held-to-maturity | 70,105 | 77,693 |
| Loans (a) | 331,481 | 316,467 |
| Allowance for loan and lease losses | (4,410) | (4,486) |
| Net loans | 327,071 | 311,981 |
| Equity investments | 10,790 | 9,600 |
| Mortgage servicing rights | 3,659 | 3,711 |
| Goodwill | 10,959 | 10,932 |
| Other (a) | 41,201 | 36,981 |
| Total assets | $573,572 | $560,038 |
| Liabilities | ||
| Deposits | ||
| Noninterest-bearing | $91,748 | $92,641 |
| Interest-bearing (b) | 349,118 | 334,097 |
| Total deposits | 440,866 | 426,738 |
| Borrowed funds | ||
| Federal Home Loan Bank advances | 13,000 | 22,000 |
| Senior debt | 38,642 | 32,497 |
| Subordinated debt | 3,016 | 4,104 |
| Other (b) | 2,443 | 3,072 |
| Total borrowed funds | 57,101 | 61,673 |
| Allowance for unfunded lending related commitments | 818 | 719 |
| Accrued expenses and other liabilities (b) | 14,151 | 16,439 |
| Total liabilities | 512,936 | 505,569 |
| Equity | ||
| Preferred stock (c) | — | — |
| Common stock ($5 par value, Authorized 800,000,000 shares, issued 543,497,966 and 543,310,646 shares) | 2,717 | 2,717 |
| Capital surplus | 18,922 | 18,710 |
| Retained earnings | 63,266 | 59,282 |
| Accumulated other comprehensive income (loss) | (3,408) | (6,565) |
| Common stock held in treasury at cost: 153,084,091 and 147,373,633 shares | (20,912) | (19,719) |
| Total shareholders’ equity | 60,585 | 54,425 |
| Noncontrolling interests | 51 | 44 |
| Total equity | 60,636 | 54,469 |
| Total liabilities and equity | $573,572 | $560,038 |
(a)Our consolidated assets included the following for which we have elected the fair value option: Loans held for sale of $1.7 billion, Loans held for investment of $1.1 billion and Other assets of $0.2 billion at December 31, 2025. Comparable amounts at December 31, 2024 were $0.8 billion, $1.2 billion and $0.1 billion, respectively.
(b)Our consolidated liabilities included the following for which we have elected the fair value option: Interest-bearing deposits of $3.6 billion, Other borrowed funds of less than $0.1 billion and Other liabilities of $0.1 billion at December 31, 2025. Comparable amounts at December 31, 2024 were $0, less than $0.1 billion and $0.1 billion, respectively.
(c)Par value less than $0.5 million at each date.
86 The PNC Financial Services Group, Inc. –2025 Form 10-K
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.