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PNC FINANCIAL SERVICES GROUP, INC.

For the period ended Dec 31, 2025. Filed Feb 20, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 20, 2026

PNC$231.30+2.6%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Common Stock Performance Graph

This graph shows the cumulative total shareholder return on our common stock during the five-year period ended December 31, 2025, as compared with: (1) a selected performance peer group as set forth below and referred to as the “Peer Group”; (2) an overall stock market index, the S&P 500 Index; and (3) a published industry index, the KBW Bank Index. The yearly points marked on the horizontal axis of the graph correspond to December 31 of each year. The stock performance graph assumes that $100 was invested on December 31, 2020 for the five-year period and that dividends were reinvested. The table below the graph shows the resultant compound annual growth rate for the performance period.

30 The PNC Financial Services Group, Inc. –2025 Form 10-K

Base Period · Assumes $100 investment at Close of Market on December 31, 2020Total Return = Price change plus reinvestment of dividends · 5-Year Compound Growth Rate
Dec. 2020 · Dec. 2021 · Dec. 2022 · Dec. 2023 · Dec. 2024 · Dec. 2025
PNC$100$138.2$112.6$115.6$149.6$167.910.9%
S&P 500 Index$100$128.7$105.4$133.0$166.3$196.014.4%
KBW Bank Index$100$138.3$108.7$107.8$147.9$196.014.4%
2025 Peer Group$100$138.8$114.1$119.0$164.0$203.215.2%
2026 Peer Group$100$136.9$118.6$118.6$159.9$202.115.1%

Beginning in 2026, the Human Resources Committee of the Board has approved a new peer group to enhance comparability to peer

disclosures. PNC’s 2026 peer group includes: Bank of America Corporation; Citizens Financial Group, Inc.; Huntington Bancshares;

Fifth Third Bancorp; JPMorgan Chase & Co.; KeyCorp; M&T Bank Corporation; Regions Financial Corporation; Truist Financial

Corporation; U.S. Bancorp; and Wells Fargo & Company.

PNC’s 2025 peer group includes: Bank of America Corporation; Capital One Financial Corporation; Citizens Financial Group, Inc.;

Fifth Third Bancorp; JPMorgan Chase & Co.; KeyCorp; M&T Bank Corporation; The PNC Financial Services Group, Inc.; Regions

Financial Corporation; Truist Financial Corporation; U.S. Bancorp; and Wells Fargo & Company. PNC’s 2025 peer group is included

in the graph and table above for the purpose of providing comparative returns for the two groups.

Each yearly point for the Peer Group is determined by calculating the cumulative total shareholder return for each company in the Peer Group from December 31, 2020 to December 31 of that year, or the last business day of that year (End of Month Dividend Reinvestment Assumed) and then using the median of these returns as the yearly value.

In accordance with the rules of the SEC, this section, captioned “Common Stock Performance Graph,” is not incorporated by reference into any of our future filings made under the Securities Exchange Act of 1934 or the Securities Act of 1933. The Common Stock Performance Graph, including its accompanying table and footnotes, is not deemed to be soliciting material or to be filed under the Exchange Act or the Securities Act.

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.