Skip to main content

PNC FINANCIAL SERVICES GROUP, INC.

For the period ended Sep 30, 2025. Filed Nov 3, 2025.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2025 · Filed Nov 3, 2025

PNC$231.30+2.6%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Nonperforming Assets

The following table presents our nonperforming assets as of September 30, 2025 and December 31, 2024:

Table 43: Nonperforming Assets

Dollars in millionsSeptember 30, 2025December 31, 2024
Nonperforming loans
Commercial$1,282$1,462
Consumer (a)855864
Total nonperforming loans (b)2,1372,326
OREO, foreclosed and other assets (c)16231
Total nonperforming assets$2,299$2,357
Nonperforming loans to total loans0.65%0.73%
Nonperforming assets to total loans, OREO, foreclosed and other assets (c)0.70%0.74%
Nonperforming assets to total assets0.40%0.42%

(a)Excludes most unsecured consumer loans and lines of credit, which are charged off after 120 to 180 days past due and are not placed on nonperforming status.

(b)Nonperforming loans for which there is no related ALLL totaled $0.6 billion at both September 30, 2025 and December 31, 2024. This primarily includes loans with a fair value of collateral that exceeds the amortized cost basis.

(c)Amounts at September 30, 2025 include $127 million of nonaccrual servicing advances to single asset/single borrower trusts with commercial real estate as collateral.

Additional Credit Quality Indicators by Loan Class

Commercial Loan Classes

See Note 3 Loans and Related Allowance for Credit Losses in our 2024 Form 10-K for additional information related to these loan classes, including discussion around the credit quality indicators that we use to monitor and manage the credit risk associated with each loan class.

The PNC Financial Services Group, Inc. –Form 10-Q 55

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.