PNC FINANCIAL SERVICES GROUP, INC.
For the period ended Jun 30, 2025. Filed Aug 1, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2025 · Filed Aug 1, 2025
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Home Equity Loan Statistics
The following table presents certain key statistics related to our home equity portfolio:
Table 19: Home Equity Loan Statistics
| June 30, 2025 · December 31, 2024 | ||||||
|---|---|---|---|---|---|---|
| Dollars in millions · Amount · % of Total · Amount · % of Total | ||||||
| Geography (a) | ||||||
| Pennsylvania | $4,393 | 17% | $4,504 | 17% | ||
| New Jersey | 3,153 | 12 | 3,153 | 12 | ||
| Florida | 2,247 | 9 | 2,239 | 9 | ||
| Ohio | 2,120 | 8 | 2,145 | 8 | ||
| California | 1,765 | 7 | 1,743 | 7 | ||
| Texas | 1,355 | 5 | 1,299 | 5 | ||
| Maryland | 1,200 | 5 | 1,209 | 5 | ||
| Michigan | 1,148 | 4 | 1,166 | 4 | ||
| Illinois | 1,029 | 4 | 1,032 | 4 | ||
| North Carolina | 1,002 | 4 | 1,001 | 4 | ||
| Other | 6,516 | 25 | 6,500 | 25 | ||
| Total home equity loans | $25,928 | 100% | $25,991 | 100% | ||
| Lien type | ||||||
| 1st lien | 48% | 49% | ||||
| 2nd lien | 52 | 51 | ||||
| Total | 100% | 100% | ||||
| June 30, 2025 · December 31, 2024 | ||||||
| Weighted-average loan origination statistics (b) | ||||||
| Loan origination FICO score | 775 | 773 | ||||
| LTV of loan originations | 62% | 62% | ||||
(a)Presented in descending order based on loan balances at June 30, 2025.
(b)Weighted-averages calculated for the twelve months ended June 30, 2025 and December 31, 2024, respectively.
Automobile
Auto loans of $15.9 billion as of June 30, 2025 comprised $14.9 billion in the indirect auto portfolio and $1.0 billion in the direct auto portfolio. At December 31, 2024, comparable amounts were $15.4 billion, $14.4 billion and $1.0 billion, respectively. The indirect auto portfolio consists of loans originated primarily through independent franchised dealers, including dealers located in our newer markets. This business is strategically aligned with our core retail banking business.
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