OLD NATIONAL BANCORP /IN/

For the period ended Sep 30, 2026. Filed Oct 28, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Oct 28, 2026

ONB$25.26-0.4%Stored close · as of Nov 10, 2026

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Contents

Consolidated Statements of Income (unaudited)

	Three Months EndedSeptember 30,		Nine Months EndedSeptember 30,
(dollars and shares in thousands, except per share data)	2026	2025	2026	2025
Interest Income
Loans including fees:
Taxable	$730,196	$731,633	$2,138,505	$1,905,907
Nontaxable	19,949	20,252	59,214	47,019
Investment securities:
Taxable	146,589	143,155	429,825	353,569
Nontaxable	9,117	9,945	28,024	30,244
Money market and other interest-earning investments	10,979	12,207	33,044	35,813
Total interest income	916,830	917,192	2,688,612	2,372,552
Interest Expense
Deposits	256,647	272,601	727,482	703,184
Federal funds purchased and interbank borrowings	90	1,816	504	4,394
Securities sold under agreements to repurchase	577	731	1,732	1,918
Federal Home Loan Bank advances	59,292	57,143	179,088	158,081
Other borrowings	15,937	10,292	43,958	27,933
Total interest expense	332,543	342,583	952,764	895,510
Net interest income	584,287	574,609	1,735,848	1,477,042
Provision for credit losses	33,580	26,738	104,732	164,976
Net interest income after provision for credit losses	550,707	547,871	1,631,116	1,312,066
Noninterest Income
Wealth and investment services fees	42,244	39,684	124,057	105,149
Service charges on deposit accounts	29,187	27,856	84,133	72,890
Debit card and ATM fees	13,325	13,197	38,455	36,110
Mortgage banking revenue	8,966	10,442	29,683	27,353
Capital markets income	12,348	12,629	35,693	24,249
Company-owned life insurance	7,326	7,565	23,418	19,571
Debt securities gains (losses), net	5	7	46	(110)
Other income	15,045	19,081	68,871	71,560
Total noninterest income	128,446	130,461	404,356	356,772
Noninterest Expense
Salaries and employee benefits	180,018	211,345	548,856	561,762
Occupancy	34,784	34,442	105,231	93,927
Equipment	11,326	12,703	34,478	34,170
Marketing	16,462	15,093	48,497	40,792
Technology	27,529	36,122	86,184	89,594
Communication	6,323	7,742	18,649	16,890
Professional fees	12,260	13,598	35,351	43,448
FDIC assessment	13,243	14,095	40,591	37,204
Amortization of intangibles	23,331	26,184	72,946	52,644
Amortization of tax credit investments	8,131	7,057	23,049	16,296
Other expense	21,973	67,353	78,413	112,244
Total noninterest expense	355,380	445,734	1,092,245	1,098,971
Income before income taxes	323,773	232,598	943,227	569,867
Income tax expense	69,779	50,031	202,147	117,233
Net income	253,994	182,567	741,080	452,634
Preferred dividends	(4,034)	(4,034)	(12,101)	(12,101)
Net income applicable to common shareholders	$249,960	$178,533	$728,979	$440,533
Net income per common share - basic	$0.66	$0.46	$1.91	$1.24
Net income per common share - diluted	0.66	0.46	1.90	1.23
Weighted average number of common shares outstanding - basic	379,250	389,038	382,297	355,307
Weighted average number of common shares outstanding - diluted	380,900	390,496	384,156	357,278
Dividends per common share	$0.145	$0.14	$0.435	$0.42

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.