OLD NATIONAL BANCORP /IN/

For the period ended Jun 30, 2026. Filed Jul 29, 2026.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Jul 29, 2026

ONB$25.26-0.4%Stored close · as of Nov 10, 2026

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Contents

Consolidated Statements of Income (unaudited)

	Three Months EndedJune 30,		Six Months EndedJune 30,
(dollars and shares in thousands, except per share data)	2026	2025	2026	2025
Interest Income
Loans including fees:
Taxable	$711,947	$658,508	$1,408,309	$1,174,274
Nontaxable	19,175	16,590	39,265	26,767
Investment securities:
Taxable	142,877	124,880	283,236	210,414
Nontaxable	9,271	10,192	18,907	20,299
Money market and other interest-earning investments	11,121	14,791	22,065	23,606
Total interest income	894,391	824,961	1,771,782	1,455,360
Interest Expense
Deposits	237,504	240,088	470,835	430,583
Federal funds purchased and interbank borrowings	391	953	414	2,578
Securities sold under agreements to repurchase	561	636	1,155	1,187
Federal Home Loan Bank advances	61,744	59,042	119,796	100,938
Other borrowings	15,203	9,452	28,021	17,641
Total interest expense	315,403	310,171	620,221	552,927
Net interest income	578,988	514,790	1,151,561	902,433
Provision for credit losses	36,206	106,835	71,152	138,238
Net interest income after provision for credit losses	542,782	407,955	1,080,409	764,195
Noninterest Income
Wealth and investment services fees	42,098	35,817	81,813	65,465
Service charges on deposit accounts	28,009	23,878	54,946	45,034
Debit card and ATM fees	13,092	12,922	25,130	22,913
Mortgage banking revenue	11,163	10,032	20,717	16,911
Capital markets income	12,329	7,114	23,345	11,620
Company-owned life insurance	8,531	6,625	16,092	12,006
Debt securities gains (losses), net	(34)	(41)	41	(117)
Other income	38,376	36,170	53,826	52,479
Total noninterest income	153,564	132,517	275,910	226,311
Noninterest Expense
Salaries and employee benefits	184,765	202,112	368,838	350,417
Occupancy	33,452	30,432	70,447	59,485
Equipment	11,077	12,566	23,152	21,467
Marketing	15,601	13,759	32,035	25,699
Technology	29,630	31,452	58,655	53,472
Communication	6,130	5,014	12,326	9,148
Professional fees	10,735	21,931	23,091	29,850
FDIC assessment	13,592	13,409	27,348	23,109
Amortization of intangibles	23,992	19,630	49,615	26,460
Amortization of tax credit investments	7,807	5,815	14,918	9,239
Other expense	35,380	28,646	56,440	44,891
Total noninterest expense	372,161	384,766	736,865	653,237
Income before income taxes	324,185	155,706	619,454	337,269
Income tax expense	70,771	30,298	132,368	67,202
Net income	253,414	125,408	487,086	270,067
Preferred dividends	(4,033)	(4,033)	(8,067)	(8,067)
Net income applicable to common shareholders	$249,381	$121,375	$479,019	$262,000
Net income per common share - basic	$0.65	$0.34	$1.25	$0.78
Net income per common share - diluted	0.65	0.34	1.24	0.77
Weighted average number of common shares outstanding - basic	381,864	360,155	383,845	338,162
Weighted average number of common shares outstanding - diluted	383,273	361,436	385,697	340,250
Dividends per common share	$0.145	$0.14	$0.29	$0.28

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.