OLD NATIONAL BANCORP /IN/
For the period ended Dec 31, 2025. Filed Feb 19, 2026.
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FY2025 · Filed Feb 19, 2026
ONB$25.36+1.7%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Balance Sheets
| December 31, | ||
|---|---|---|
| (dollars and shares in thousands, except per share data) | 2025 | 2024 |
| Assets | ||
| Cash and due from banks | $591,645 | $394,450 |
| Money market and other interest-earning investments | 1,234,532 | 833,518 |
| Total cash and cash equivalents | 1,826,177 | 1,227,968 |
| Equity securities, at fair value | 128,857 | 91,996 |
| Investment securities - available-for-sale, at fair value (amortized cost $12,059,997 and $8,480,508, respectively) | 11,384,450 | 7,458,459 |
| Investment securities - held-to-maturity, at amortized cost (fair value $2,540,238 and $2,471,138, respectively) | 2,895,488 | 2,954,881 |
| Federal Home Loan Bank/Federal Reserve Bank stock, at cost | 493,583 | 378,705 |
| Loans held-for-sale, at fair value | 52,911 | 34,483 |
| Loans: | ||
| Commercial | 14,983,861 | 10,288,560 |
| Commercial real estate | 22,050,007 | 16,307,486 |
| Residential real estate | 8,467,496 | 6,797,586 |
| Consumer | 3,262,798 | 2,892,255 |
| Total loans, net of unearned income | 48,764,162 | 36,285,887 |
| Allowance for credit losses on loans | (569,520) | (392,522) |
| Net loans | 48,194,642 | 35,893,365 |
| Premises and equipment, net | 690,824 | 588,970 |
| Goodwill | 2,425,700 | 2,175,251 |
| Other intangible assets | 482,286 | 120,847 |
| Company-owned life insurance | 1,051,009 | 859,851 |
| Accrued interest receivable and other assets | 2,526,040 | 1,767,496 |
| Total assets | $72,151,967 | $53,552,272 |
| Liabilities | ||
| Deposits: | ||
| Noninterest-bearing demand | $13,247,483 | $9,399,019 |
| Interest-bearing: | ||
| Checking and NOW | 10,740,919 | 8,040,331 |
| Savings | 4,909,138 | 4,753,279 |
| Money market | 16,529,631 | 11,875,192 |
| Time deposits | 9,661,024 | 6,755,739 |
| Total deposits | 55,088,195 | 40,823,560 |
| Federal funds purchased and interbank borrowings | 100,197 | 385 |
| Securities sold under agreements to repurchase | 261,366 | 268,975 |
| Federal Home Loan Bank advances | 6,237,375 | 4,452,559 |
| Other borrowings | 852,429 | 689,618 |
| Accrued expenses and other liabilities | 1,117,617 | 976,825 |
| Total liabilities | 63,657,179 | 47,211,922 |
| Commitments and contingencies (Note 20) | ||
| Shareholders’ Equity | ||
| Preferred stock, 2,000 shares authorized, 231 shares issued and outstanding | 230,500 | 230,500 |
| Common stock, no par value, $1.00 per share stated value, 600,000 shares authorized, 389,662 and 318,980 shares issued and outstanding, respectively | 389,662 | 318,980 |
| Capital surplus | 5,944,533 | 4,570,865 |
| Retained earnings | 2,408,764 | 1,966,048 |
| Accumulated other comprehensive income (loss), net of tax | (478,671) | (746,043) |
| Total shareholders’ equity | 8,494,788 | 6,340,350 |
| Total liabilities and shareholders’ equity | $72,151,967 | $53,552,272 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.