SOUTHSIDE BANCSHARES INC
For the period ended Dec 31, 2023. Filed Feb 27, 2024.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2023 · Filed Feb 27, 2024
SBSI$35.08+2.9%Stored close · as of Nov 9, 2026
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Table of Contents
Form 10-K
For the Fiscal Year Ended December 31, 2023
TABLE OF CONTENTS
| Glossary of Acronyms, Abbreviations and Terms | 1 | |
| PART I | ||
|---|---|---|
| Item 1. | Business | 4 |
| Item 1A. | Risk Factors | 18 |
| Item 1B. | Unresolved Staff Comments | 29 |
| Item 1C. | Cybersecurity | 29 |
| Item 2. | Properties | 30 |
| Item 3. | Legal Proceedings | 31 |
| Item 4. | Mine Safety Disclosures | 31 |
| PART II | ||
| Item 5. | Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities | 31 |
| Item 6. | [Reserved] | 33 |
| Item 7. | Management’s Discussion and Analysis of Financial Condition and Results of Operations | 33 |
| Item 7A. | Quantitative and Qualitative Disclosures About Market Risk | 63 |
| Item 8. | Financial Statements and Supplementary Data | 64 |
| Report of Independent Registered Public Accounting Firm | 65 | |
| Consolidated Financial Statements | 67 | |
| Notes to Consolidated Financial Statements | 73 | |
| Item 9. | Changes in and Disagreements with Accountants on Accounting and Financial Disclosure | 125 |
| Item 9A. | Controls and Procedures | 125 |
| Item 9B. | Other Information | 127 |
| PART III | ||
| Item 10. | Directors, Executive Officers and Corporate Governance | 127 |
| Item 11. | Executive Compensation | 127 |
| Item 12. | Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters | 127 |
| Item 13. | Certain Relationships and Related Transactions and Director Independence | 127 |
| Item 14. | Principal Accounting Fees and Services | 127 |
| PART IV | ||
| Item 15. | Exhibits, Financial Statement Schedules | 127 |
| SIGNATURES | 131 | |
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