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Midas Edge

CENTRAL PACIFIC FINANCIAL CORP

For the period ended Dec 31, 2025. Filed Feb 27, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 27, 2026

CPF$39.02+1.9%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Table of Contents

Form 10-K

Page
Part I.
Item 1Business3
Item 1ARisk Factors19
Item 1BUnresolved Staff Comments35
Item 1CCybersecurity35
Item 2Properties36
Item 3Legal Proceedings37
Item 4Mine Safety Disclosures37
Part II.
Item 5Market for Registrant's Common Equity, Related Shareholder Matters and Issuer Purchases of Equity Securities38
Item 7Management's Discussion and Analysis of Financial Condition and Results of Operations40
Item 7AQuantitative and Qualitative Disclosures About Market Risk79
Item 8Financial Statements and Supplementary Data80
Item 9Changes in and Disagreements with Accountants on Accounting and Financial Disclosure148
Item 9AControls and Procedures148
Item 9BOther Information148
Item 9CDisclosure Regarding Foreign Jurisdictions That Prevent Inspections148
Part III.
Item 10Directors, Executive Officers and Corporate Governance149
Item 11Executive Compensation149
Item 12Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters149
Item 13Certain Relationships and Related Transactions, and Director Independence149
Item 14Principal Accountant Fees and Services149
Part IV.
Item 15Exhibits and Financial Statement Schedules150
Exhibits151
Signatures156

PART I

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.