CENTRAL PACIFIC FINANCIAL CORP
For the period ended Dec 31, 2025. Filed Feb 27, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 27, 2026
CPF$39.11+0.2%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Item 8. Financial Statements and Supplementary Data
Index
| Page | |
|---|---|
| Report of Independent Registered Public Accounting Firm (PCAOB ID: 173) | 81 |
| Consolidated Balance Sheets | 83 |
| Consolidated Statements of Income | 84 |
| Consolidated Statements of Comprehensive Income (Loss) | 85 |
| Consolidated Statements of Changes in Equity | 86 |
| Consolidated Statements of Cash Flows | 87 |
| Note 1 - Summary of Significant Accounting Policies | 88 |
| Note 2 - Investment Securities | 99 |
| Note 3 - Loans and Credit Quality | 104 |
| Note 4 - Allowance for Credit Losses and Reserve for Off-Balance Sheet Credit Exposures | 109 |
| Note 5 - Premises and Equipment | 110 |
| Note 6 - Investments in Unconsolidated Entities | 110 |
| Note 7 - Mortgage Servicing Rights | 111 |
| Note 8 - Derivatives | 113 |
| Note 9 - Deposits | 116 |
| Note 10 - Short-Term Borrowings and Long-Term Debt | 116 |
| Note 11 - Equity | 119 |
| Note 12 - Revenue from Contracts with Customers | 119 |
| Note 13 - Share-Based Compensation | 121 |
| Note 14 - Retirement Benefits | 123 |
| Note 15 - Operating Leases | 125 |
| Note 16 - Income Taxes | 127 |
| Note 17 - Accumulated Other Comprehensive Income (Loss) | 129 |
| Note 18 - Earnings Per Share | 132 |
| Note 19 - Contingent Liabilities and Other Commitments | 132 |
| Note 20 - Financial Instruments with Off-Balance Sheet Risk | 132 |
| Note 21 - Fair Value of Financial Assets and Financial Liabilities | 134 |
| Note 22 - Segment Information | 141 |
| Note 23 - Parent Company and Regulatory Restrictions | 142 |
| Note 24 - Subsequent Events | 147 |
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