CENTRAL PACIFIC FINANCIAL CORP
For the period ended Dec 31, 2025. Filed Feb 27, 2026.
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FY2025 · Filed Feb 27, 2026
CPF$39.02+1.9%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Balance Sheets
| December 31, | ||
|---|---|---|
| 2025 | 2024 | |
| (Dollars in thousands) | ||
| Assets | ||
| Cash and due from financial institutions | $88,200 | $77,774 |
| Interest-bearing deposits in other financial institutions | 290,453 | 303,167 |
| Investment securities: | ||
| Debt securities available-for-sale, at fair value | 748,212 | 737,658 |
| Debt securities held-to-maturity, at amortized cost; fair value of: $495,845 at December 31, 2025 and $506,681 at December 31, 2024 | 562,391 | 596,930 |
| Total investment securities | 1,310,603 | 1,334,588 |
| Loans held for sale | 1,084 | 5,662 |
| Loans | 5,289,096 | 5,332,852 |
| Allowance for credit losses | (59,621) | (59,182) |
| Loans, net of allowance for credit losses | 5,229,475 | 5,273,670 |
| Premises and equipment, net | 100,620 | 104,342 |
| Accrued interest receivable | 23,559 | 23,378 |
| Investment in unconsolidated entities | 61,349 | 52,417 |
| Mortgage servicing rights, net | 8,672 | 8,473 |
| Bank-owned life insurance | 180,717 | 176,216 |
| Federal Reserve Bank ("FRB") and Federal Home Loan Bank of Des Moines ("FHLB") stock | 25,836 | 6,929 |
| Right-of-use lease assets | 24,822 | 30,824 |
| Other assets | 63,851 | 74,656 |
| Total assets | $7,409,241 | $7,472,096 |
| Liabilities and Equity | ||
| Deposits: | ||
| Noninterest-bearing demand | $1,891,198 | $1,888,937 |
| Interest-bearing demand | 1,388,107 | 1,338,719 |
| Savings and money market | 2,346,522 | 2,329,170 |
| Time | 983,937 | 1,087,185 |
| Total deposits | 6,609,764 | 6,644,011 |
| Long-term debt, net of unamortized debt issuance costs of $0 at December 31, 2025 and $202 at December 31, 2024 | 76,547 | 156,345 |
| Lease liabilities | 25,549 | 32,025 |
| Accrued interest payable | 7,068 | 10,051 |
| Other liabilities | 97,732 | 91,279 |
| Total liabilities | 6,816,660 | 6,933,711 |
| Contingent liabilities and other commitments (see Note 19) | ||
| Equity: | ||
| Preferred stock, no par value, authorized 1,000,000 shares; issued and outstanding: none at December 31, 2025, and December 31, 2024 | — | — |
| Common stock, no par value, authorized 185,000,000 shares; issued and outstanding: 26,374,967 at December 31, 2025 and 27,065,570 at December 31, 2024 | 381,158 | 404,494 |
| Additional paid-in capital | 107,308 | 105,054 |
| Retained earnings | 191,383 | 143,259 |
| Accumulated other comprehensive loss | (87,268) | (114,422) |
| Total equity | 592,581 | 538,385 |
| Total liabilities and equity | $7,409,241 | $7,472,096 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.