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CENTRAL PACIFIC FINANCIAL CORP

For the period ended Dec 31, 2024. Filed Feb 26, 2025.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2024 · Filed Feb 26, 2025

CPF$39.11+0.2%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Item 8. Financial Statements and Supplementary Data

Index

Page
Report of Independent Registered Public Accounting Firm (PCAOB ID: 173)76
Consolidated Balance Sheets78
Consolidated Statements of Income79
Consolidated Statements of Comprehensive Income (Loss)80
Consolidated Statements of Changes in Equity81
Consolidated Statements of Cash Flows82
Note 1 - Summary of Significant Accounting Policies83
Note 2 - Investment Securities94
Note 3 - Loans and Credit Quality99
Note 4 - Allowance for Credit Losses and Reserve for Off-Balance Sheet Credit Exposures105
Note 5 - Premises and Equipment106
Note 6 - Investments in Unconsolidated Entities106
Note 7 - Mortgage Servicing Rights107
Note 8 - Derivatives108
Note 9 - Deposits111
Note 10 - Short-Term Borrowings and Long-Term Debt111
Note 11 - Equity113
Note 12 - Revenue from Contracts with Customers114
Note 13 - Share-Based Compensation116
Note 14 - Retirement Benefits118
Note 15 - Operating Leases119
Note 16 - Income Taxes121
Note 17 - Accumulated Other Comprehensive Income (Loss)123
Note 18 - Earnings Per Share126
Note 19 - Contingent Liabilities and Other Commitments127
Note 20 - Financial Instruments with Off-Balance Sheet Risk127
Note 21 - Fair Value of Financial Assets and Financial Liabilities129
Note 22 - Segment Information135
Note 23 - Parent Company and Regulatory Restrictions135
Note 24 - Subsequent Events140
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.