FULTON FINANCIAL CORP

For the period ended Dec 31, 2025. Filed Feb 27, 2026.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 27, 2026

FULT$24.00-0.5%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Consolidated Statements of Income

(dollars in thousands, except per-share data)

	2025	2024	2023
Interest Income
Loans, including fees	$1,395,992	$1,394,969	$1,156,373
Investment securities	187,152	136,650	101,518
Other interest income	33,730	50,577	15,345
Total Interest Income	1,616,874	1,582,196	1,273,236
Interest Expense
Deposits	514,693	521,859	292,205
Federal funds purchased	13	2,881	30,417
FHLB advances	24,535	37,793	46,965
Senior debt and subordinated debt	18,404	20,255	21,361
Other borrowings and interest-bearing liabilities	22,882	39,083	28,002
Total Interest Expense	580,527	621,871	418,950
Net Interest Income	1,036,347	960,325	854,286
Provision for credit losses	35,698	71,636	54,036
Net Interest Income After Provision for Credit Losses	1,000,649	888,689	800,250
Non-Interest Income
Wealth management	90,584	84,743	75,541
Commercial banking	92,038	84,982	81,160
Consumer banking	58,212	55,504	47,197
Mortgage banking	14,477	13,943	10,388
Gain on acquisition, net of tax	—	36,996	—
Other	21,457	19,846	14,125
Non-Interest Income Before Investment Securities (Losses) Gains, Net	276,768	296,014	228,411
Investment securities (losses) gains, net	(2)	(20,283)	(733)
Total Non-Interest Income	276,766	275,731	227,678
Non-Interest Expense
Salaries and employee benefits	443,546	432,821	377,417
Data processing and software	75,091	77,882	66,471
Net occupancy	68,125	69,359	58,019
Other outside services	49,902	60,586	47,724
Intangible amortization	22,462	17,830	2,944
FDIC insurance	20,178	23,829	25,565
Equipment	16,176	17,850	14,390
Marketing	9,288	8,958	9,004
Professional fees	5,493	10,857	8,392
Acquisition-related expenses	1,182	37,635	—
Other	80,386	62,184	69,281
Total Non-Interest Expense	791,829	819,791	679,207
Income Before Income Taxes	485,586	344,629	348,721
Income taxes	93,977	55,886	64,441
Net Income	391,609	288,743	284,280
Preferred stock dividends	(10,248)	(10,248)	(10,248)
Net Income Available to Common Shareholders	$381,361	$278,495	$274,032
PER SHARE:
Net income available to common shareholders (basic)	$2.10	$1.59	$1.66
Net income available to common shareholders (diluted)	2.08	1.57	1.64
Cash dividends	0.73	0.69	0.64
See Notes to Consolidated Financial Statements

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.