FULTON FINANCIAL CORP

For the period ended Dec 31, 2025. Filed Feb 27, 2026.

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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 27, 2026

FULT$24.00-0.5%Stored close · as of Nov 10, 2026

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Contents

Consolidated Statements of Comprehensive Income

(dollars in thousands)

	2025	2024	2023
Net Income	$391,609	$288,743	$284,280
Other comprehensive income, net of tax:
Unrealized gains (losses) on AFS investment securities:
Net unrealized holding gains (losses)	64,613	(22,425)	36,023
Reclassification adjustment for securities net change realized in net income	2	15,689	(567)
Amortization of net unrealized gains on AFS investment securities transferred to HTM	5,673	5,609	5,913
Net Unrealized Gains (Losses) on AFS Investment Securities	70,288	(1,127)	41,369
Unrealized gains on interest rate derivatives used in cash flow hedges:
Net unrealized holding gains	739	590	6,998
Reclassification adjustment for net change realized in net income	15,708	18,141	19,995
Net Unrealized Gains on Interest Rate Derivatives Used in Cash Flow Hedges	16,447	18,731	26,993
Defined benefit pension plan and postretirement benefits:
Unrecognized pension and postretirement income	2,826	7,279	4,777
Amortization of net unrecognized pension and postretirement income (loss)	(424)	(422)	57
Net Unrealized Gains (Losses) on Defined Benefit Pension and Postretirement Plans	2,402	6,857	4,834
Other Comprehensive Income, Net of Tax	89,137	24,461	73,196
Total Comprehensive Income	$480,746	$313,204	$357,476
See Notes to Consolidated Financial Statements

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