Ameris Bancorp
For the period ended Sep 30, 2025. Filed Nov 7, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 7, 2025
ABCB$81.79+0.1%Stored close · as of Nov 6, 2026
Contents
Consolidated Balance Sheets as of (unaudited) and
Consolidated Balance Sheets
(dollars in thousands, except share data)
| September 30, 2025 (unaudited) | December 31, 2024 | |
|---|---|---|
| Assets | ||
| Cash and due from banks | $216,927 | $244,980 |
| Interest-bearing deposits in banks | 826,237 | 975,397 |
| Cash and cash equivalents | 1,043,164 | 1,220,377 |
| Debt securities available-for-sale, at fair value, net of allowance for credit losses of $74 and $69 | 2,131,671 | 1,671,260 |
| Debt securities held-to-maturity, at amortized cost, net of allowance for credit losses of $0 and $0 (fair value of $187,612 and $144,028) | 202,581 | 164,677 |
| Other investments | 70,644 | 66,298 |
| Loans held for sale, at fair value | 604,136 | 528,599 |
| Loans, net of unearned income | 21,258,374 | 20,739,906 |
| Allowance for credit losses | (345,294) | (338,084) |
| Loans, net | 20,913,080 | 20,401,822 |
| Other real estate owned, net | 3,137 | 2,433 |
| Premises and equipment, net | 211,567 | 209,460 |
| Goodwill | 1,015,646 | 1,015,646 |
| Other intangible assets, net | 58,703 | 70,761 |
| Cash value of bank owned life insurance | 417,096 | 408,574 |
| Other assets | 428,404 | 502,143 |
| Total assets | $27,099,829 | $26,262,050 |
| Liabilities | ||
| Deposits: | ||
| Noninterest-bearing | $6,757,233 | $6,498,293 |
| Interest-bearing | 15,470,845 | 15,224,155 |
| Total deposits | 22,228,078 | 21,722,448 |
| Other borrowings | 337,094 | 291,788 |
| Subordinated deferrable interest debentures | 133,804 | 132,309 |
| Other liabilities | 384,152 | 363,983 |
| Total liabilities | 23,083,128 | 22,510,528 |
| Commitments and Contingencies (Note 8) | ||
| Shareholders’ Equity | ||
| Preferred stock, stated value $1,000; 5,000,000 shares authorized; 0 shares issued and outstanding | — | — |
| Common stock, par value $1; 200,000,000 shares authorized; 72,899,970 and 72,699,245 shares issued, respectively | 72,900 | 72,699 |
| Capital surplus | 1,968,124 | 1,958,642 |
| Retained earnings | 2,115,712 | 1,853,428 |
| Accumulated other comprehensive income (loss), net of tax | 5,171 | (30,119) |
| Treasury stock, at cost, 4,312,228 and 3,630,636 shares, respectively | (145,206) | (103,128) |
| Total shareholders’ equity | 4,016,701 | 3,751,522 |
| Total liabilities and shareholders’ equity | $27,099,829 | $26,262,050 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.