PEOPLES BANCORP INC

For the period ended Mar 31, 2026. Filed Apr 30, 2026.

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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2026 · Filed Apr 30, 2026

PEBO$38.53-0.7%Stored close · as of Nov 10, 2026

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Contents

CONSOLIDATED STATEMENTS OF OPERATIONS (Unaudited)

	Three Months Ended
	March 31,
(Dollars in thousands, except per share data)	2026	2025
Interest income:
Interest and fees on loans and leases	$108,690	$107,302
Interest and dividends on taxable investment securities	16,526	15,372
Interest on tax-exempt investment securities	815	968
Other interest income	790	900
Total interest income	126,821	124,542
Interest expense:
Interest on deposits	28,630	35,164
Interest on short-term borrowings	4,959	508
Interest on long-term borrowings	2,812	3,615
Total interest expense	36,401	39,287
Net interest income	90,420	85,255
Provision for credit losses	9,694	10,190
Net interest income after provision for credit losses	80,726	75,065
Non-interest income:
Electronic banking income	5,927	5,885
Trust and investment income	5,605	5,061
Insurance income	5,580	6,054
Lease income	4,581	3,468
Deposit account service charges	4,267	4,015
Bank owned life insurance income	1,162	1,133
Mortgage banking income	376	396
Net loss on investment securities	—	(2)
Net loss on asset disposals and other transactions	(410)	(361)
Other non-interest income	1,166	1,450
Total non-interest income	28,254	27,099
Non-interest expense:
Salaries and employee benefit costs	39,835	39,821
Data processing and software expense	7,536	7,005
Net occupancy and equipment expense	6,224	5,612
Professional fees	2,753	3,087
Electronic banking expense	2,081	2,025
Operating lease expense	1,804	985
Amortization of other intangible assets	1,697	2,213
Federal Deposit Insurance Corporation ("FDIC") insurance expense	1,410	1,251
Other loan expenses	1,123	1,119
Franchise tax expense	1,004	929
Marketing expense	886	903
Communication expense	589	734
Travel and entertainment expense	583	500
Other non-interest expense	4,110	4,603
Total non-interest expense	71,635	70,787
Income before income taxes	37,345	31,377
Income tax expense	8,339	7,041
Net income	$29,006	$24,336
Earnings per common share - basic	$0.82	$0.69
Earnings per common share - diluted	$0.81	$0.68
Weighted-average number of common shares outstanding - basic	35,108,649	34,895,723
Weighted-average number of common shares outstanding - diluted	35,485,424	35,297,135
Cash dividends declared	$14,647	$14,227
Cash dividends declared per common share	$0.41	$0.40

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.