FIRST BUSEY CORP /NV/
For the period ended Dec 31, 2025. Filed Feb 26, 2026.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 26, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Deposits
The following table presents the composition of, and changes in, Busey’s deposits:
| As of December 31, | ||||||
|---|---|---|---|---|---|---|
| 2025 · 2024 | ||||||
| (dollars in thousands) | Balance | % Total | Balance | % Total | Change | % Change |
| Deposits | ||||||
| Non-maturity deposits: | ||||||
| Noninterest-bearing demand deposits | $3,659,421 | 24.6% | $2,719,907 | 27.3% | $939,514 | 34.5% |
| Interest-bearing transaction deposits | 3,119,475 | 20.9% | 2,423,237 | 24.3% | 696,238 | 28.7% |
| Saving deposits and money market deposits | 5,697,172 | 38.2% | 3,348,711 | 33.5% | 2,348,461 | 70.1% |
| Total non-maturity deposits | 12,476,068 | 83.7% | 8,491,855 | 85.1% | 3,984,213 | 46.9% |
| Time deposits | 2,429,890 | 16.3% | 1,490,635 | 14.9% | 939,255 | 63.0% |
| Total deposits | $14,905,958 | 100.0% | $9,982,490 | 100.0% | $4,923,468 | 49.3% |
First Busey Corporation(BUSE) | 2025 —83
Total deposits increased by 49.3% to $14.91 billion as of December 31, 2025, compared to $9.98 billion as of December 31, 2024, in connection with the CrossFirst acquisition. Busey focuses on deepening its customer relationships to maintain and protect its strong core deposit 4 franchise. Core deposits include non-brokered transaction accounts, money market and savings deposit accounts, and time deposits of $250,000 or less. Core deposits represented 93.7% of total deposits as of December 31, 2025.
Deposits are federally insured up to the FDIC insurance limit of $250,000. When a portion of a deposit account exceeds the FDIC insurance limit, that portion is uninsured. Estimated uninsured deposits were $6.46 billion, or 43% of total deposits, as of December 31, 2025. Excluding intercompany accounts, fully collateralized accounts (including preferred deposits), and pass-through accounts where clients have deposit insurance at the correspondent financial institution, the portion of Busey’s deposit base that was uninsured and not otherwise collateralized was estimated to be $5.58 billion, or 37% of total deposits, at December 31, 2025. Of that amount, $759.4 million represented time deposits. The following table presents estimates of the uninsured portion of time deposits by maturity date:
| (dollars in thousands) | As ofDecember 31,2025 |
|---|---|
| Estimated uninsured time deposits by schedule of maturities | |
| 3 months or less | $193,879 |
| Over 3 months through 6 months | 467,812 |
| Over 6 months through 12 months | 82,469 |
| Thereafter | 15,195 |
| Uninsured time deposits | $759,355 |
Additional information about Busey’s deposits is located in“Note 9. Deposits.”
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.