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SELECTIVE INSURANCE GROUP INC

For the period ended Dec 31, 2025. Filed Feb 9, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 9, 2026

SIGI$99.44-2.3%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Table of Contents

SELECTIVE INSURANCE GROUP, INC.
Table of Contents
PageNo.
PART I
Item 1.Business4
Item 1A.Risk Factors23
Item 1B.Unresolved Staff Comments33
Item 1C.Cybersecurity33
Item 2.Properties35
Item 3.Legal Proceedings35
Item 4.Mine Safety Disclosures35
PART II
Item 5.Market For Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities35
Item 6.Reserved37
Item 7.Management’s Discussion and Analysis of Financial Condition and Results of Operations37
Forward-looking Statements37
Introduction37
Critical Accounting Policies and Estimates38
Financial Highlights of Results for Years Ended December 31, 2025, 2024, and 202346
Results of Operations and Related Information by Segment48
Income Taxes63
Liquidity and Capital Resources64
Item 7A.Quantitative and Qualitative Disclosures About Market Risk68
Item 8.Financial Statements and Supplementary Data75
Consolidated Balance Sheets as of December 31, 2025 and 202477
Consolidated Statements of Income for the Years Ended December 31, 2025, 2024, and 202378
Consolidated Statements of Comprehensive Income for the Years Ended December 31, 2025, 2024, and 202379
Consolidated Statements of Stockholders’ Equity for the Years Ended December 31, 2025, 2024, and 202380
Consolidated Statements of Cash Flows for the Years Ended December 31, 2025, 2024, and 202381
Notes to Consolidated Financial Statements82
Item 9.Changes in and Disagreements With Accountants on Accounting and Financial Disclosure139
Item 9A.Controls and Procedures139
Item 9B.Other Information141
Item 9C.Disclosure Regarding Foreign Jurisdictions that Prevent Inspections141
PART III
Item 10.Directors, Executive Officers and Corporate Governance141
Item 11.Executive Compensation141
Item 12.Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters141
Item 13.Certain Relationships and Related Transactions, and Director Independence141
Item 14.Principal Accountant Fees and Services141
PART IV
Item 15.Exhibits and Financial Statement Schedules142

PART I

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.