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WORLD ACCEPTANCE CORP

For the period ended Jun 30, 2026. Filed Aug 6, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Aug 6, 2026

WRLD$145.40-2.5%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Item 6. Exhibits

ExhibitNumber · Exhibit Description · FiledHerewith · Incorporated by Reference
Form orRegistrationNumber · Exhibit · FilingDate
3.01Second Amended and Restated Articles of Incorporation of World Acceptance Corporation, as amendedS-83.107-29-03
3.02Eighth Amended and Restated Bylaws of World Acceptance Corporation10-Q3.0111-08-18
10.1Consent and Limited Modification to Fixed Charge Ratio, dated as of May 22, 2026, among World Acceptance Corporation, Bank of Montreal, as Administrative Agent and Collateral Agent, and the Required Lenders party thereto8-K10.105-26-26
10.2Accordion Increase, dated June 29, 2026, among World Acceptance Corporation, Investar Bank, National Association, and Bank of Montreal, as Administrative Agent and Collateral Agent8-K10.107-01-26
10.3Revolving Credit Note, dated June 29, 2026, issued by World Acceptance Corporation in favor of Investar Bank, National Association8-K10.27/1/2026
10.4+Separation Agreement, dated April 13, 2026, by and between R. Chad Prashad and World Acceptance Corporation8-K10.14/15/2026
10.5+Employment Agreement, dated April 13, 2026, by and between Janet L. Matricciani and World Acceptances Corporation8-K10.204-15-26
31.01Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer*
31.02Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer*
32.01Section 1350 Certification of Chief Executive Officer*
32.02Section 1350 Certification of Chief Financial and Strategy Officer*
101.01The following materials from the Company's Quarterly Report for the fiscal quarter ended June 30, 2026, formatted in Inline XBRL:*
(i) · Consolidated Balance Sheets as of June 30, 2026 and March 31, 2026;
(ii) · Consolidated Statements of Operations for the three months ended June 30, 2026 and June 30, 2025;
(iii) · Consolidated Statements of Shareholders' Equity for the three months ended June 30, 2026 and June 30, 2025;
(iv) · Consolidated Statements of Cash Flows for the three months ended June 30, 2026 and June 30, 2025; and
(v) · Notes to the Consolidated Financial Statements.
104.01Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101)*
*Filed herewith.
+Management Contract or other compensatory plan required to be filed under Item 6 of this report and Item 601 of Regulation S-K of the Securities and Exchange Commission.

SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.

WORLD ACCEPTANCE CORPORATION
By: /s/ Scott McIntyre
Scott McIntyre
Senior Vice President of Accounting
Signing on behalf of the registrant and as principal accounting officer
Date:August 6, 2026
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.