WORLD ACCEPTANCE CORP

During the quarter ended June 30, 2025, the following director and officers adopted a “Rule 10b5-1 trading arrangement” as defined in Regulation S-K Item 408, as follows:

On May 1, 2025, Charles Way, amember of the Board, adopted a Rule 10b5-1 trading arrangement providing for the potential sales of shares of our common stock through various transactions upon the occurrence and satisfaction of certain price and/or other conditions, with 6567 shares being the total of the maximum number of all shares subject to any condition when summed across all possible conditions. The trading arrangement is intended to satisfy the affirmative defense conditions of Rule

10b5-1(c). The duration of the trading arrangement is until July 30, 2027, or earlier, upon the completion or expiration of all transactions subject to the trading arrangement. The plan becomes effective following the expiration of a prior plan on July 31, 2025 which was adopted on February 3, 2023.

On April 30, 2025, during an open trading window under the Company's Insider Trading Policy, Luke Umstetter, our General Counsel, Chief Compliance Officer and Secretary, terminated a Rule 10b5-1 trading arrangement, previously adopted on February 7, 2023.

During the quarter ended June 30, 2025, no other directors or officers, as defined in Rule 16a-1(f), adopted orterminated a “Rule 10b5-1 trading arrangement” or a “non-Rule 10b5-1 trading arrangement,” each as defined in Regulation S-K Item 408.