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Midas Edge

UNITED FIRE GROUP INC

For the period ended Dec 31, 2023. Filed Feb 29, 2024.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2023 · Filed Feb 29, 2024

UFCS$48.87+2.4%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Table of Contents

FORM 10-K TABLE OF CONTENTS

Page
Forward-Looking Information1
PART I:
Item 1. Business3
Item 1A. Risk Factors15
Item 1B. Unresolved Staff Comments26
Item 1C. Cybersecurity26
Item 2. Properties28
Item 3. Legal Proceedings28
Item 4. Mine Safety Disclosures28
PART II:
Item 5. Market for Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities29
Item 6. [Reserved]30
Item 7. Management's Discussion and Analysis of Financial Condition and Results of Operations31
Item 7A. Quantitative and Qualitative Disclosures About Market Risk66
Item 8. Financial Statements and Supplementary Data67
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure137
Item 9A. Controls and Procedures137
Item 9B. Other Information140
Item 9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections140
PART III:
Item 10. Directors, Executive Officers and Corporate Governance140
Item 11. Executive Compensation140
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters141
Item 13. Certain Relationships and Related Transactions, and Director Independence141
Item 14. Principal Accountant Fees and Services141
PART IV:
Item 15. Exhibits and Financial Statement Schedules142
Signatures155
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.