STEWART INFORMATION SERVICES CORP
For the period ended Dec 31, 2025. Filed Feb 27, 2026.
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FY2025 · Filed Feb 27, 2026
STC$45.94-2.3%Stored close · as of Nov 9, 2026
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Schedule II - Valuation and Qualifying Accounts
SCHEDULE II
STEWART INFORMATION SERVICES CORPORATION AND SUBSIDIARIES
VALUATION AND QUALIFYING ACCOUNTS
December 31, 2025
| Col. A · Col. B · Col. CAdditions · Col. DDeductions · Col. E | |||||
|---|---|---|---|---|---|
| Description · Balanceatbeginningof period · Charged tocostsandexpenses · (Describe) · BalanceAtendof period | |||||
| (in $ thousands) | |||||
| Year ended December 31, 2025: | |||||
| Estimated title losses | 511,534 | 81,668 | 68,729 | (A) | 524,473 |
| Valuation allowance for deferred tax assets | 17,327 | 2,656 | — | 19,983 | |
| Allowance for credit losses | 7,725 | 2,318 | 2,238 | (B) | 7,805 |
| Year ended December 31, 2024: | |||||
| Estimated title losses | 528,269 | 80,411 | 97,146 | (A) | 511,534 |
| Valuation allowance for deferred tax assets | 13,362 | 4,062 | 97 | 17,327 | |
| Allowance for credit losses | 7,583 | 2,214 | 2,072 | (B) | 7,725 |
| Year ended December 31, 2023: | |||||
| Estimated title losses | 549,448 | 80,282 | 101,461 | (A) | 528,269 |
| Valuation allowance for deferred tax assets | 6,202 | 8,851 | 1,691 | 13,362 | |
| Allowance for credit losses | 7,309 | 1,934 | 1,660 | (B) | 7,583 |
(A)Represents primarily payments of policy and escrow losses and loss adjustment expenses (refer to Note 10).
(B)Represents uncollectible accounts written off.
S - 5
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