LINCOLN NATIONAL CORP

For the period ended Dec 31, 2025. Filed Feb 19, 2026.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 19, 2026

LNC$42.77-0.5%Stored close · as of Nov 10, 2026

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Contents

Consolidated Reinsurance

SCHEDULE IV – CONSOLIDATED REINSURANCE

Column A	Column B	Column C	Column D	Column E	Column F
Ceded · Assumed · Percentage
to · from · of Amount
	Gross	Other	Other	Net	Assumed
Description	Amount	Companies	Companies	Amount	to Net
Individual life insurance in-force (1)	$2,075,369	$1,221,552	$1,426	$855,243	0.2%
Premiums:
Annuities and life insurance (2)	10,647	2,319	27	8,355	0.3%
Accident and health insurance	3,838	33	2	3,807	0.1%
Total premiums	$14,485	$2,352	$29	$12,162
Individual life insurance in-force (1)	$2,068,962	$1,049,185	$5,742	$1,025,519	0.6%
Premiums:
Annuities and life insurance (2)	10,610	2,387	83	8,306	1.0%
Accident and health insurance	3,550	32	3	3,521	0.1%
Total premiums	$14,160	$2,419	$86	$11,827
Individual life insurance in-force (1)	$2,094,011	$1,072,577	$6,024	$1,027,458	0.6%
Premiums:
Annuities and life insurance (2)	10,369	4,700	86	5,755	1.5%
Accident and health insurance	3,413	33	4	3,384	0.1%
Total premiums	$13,782	$4,733	$90	$9,139

(1)Includes Group Protection segment and Other Operations in-force amounts.

(2)Includes insurance fees on universal life and other interest-sensitive products.

FS-8

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.