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LINCOLN NATIONAL CORP

For the period ended Dec 31, 2025. Filed Feb 19, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 19, 2026

LNC$42.77-0.5%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Condensed Supplementary Insurance Information

SCHEDULE III – CONDENSED SUPPLEMENTARY INSURANCE INFORMATION

Column AColumn BColumn CColumn DColumn EColumn F
Insurance
DAC · Future · Policyholder · Premiums
andContractUnearnedAccountand
Business Segments and Other OperationsVOBABenefitsPremiums (1)BalancesFee Income
Annuities$4,472$2,053$–$68,788$2,509
Life Insurance7,70424,402–36,2153,837
Group Protection1986,443––5,490
Retirement Plan Services242––23,843301
Other Operations69,179–7,39925
Total$12,622$42,077$–$136,245$12,162
Annuities$4,258$2,019$–$61,230$2,508
Life Insurance7,66122,509–36,8423,864
Group Protection1786,209––5,145
Retirement Plan Services242––23,619292
Other Operations–9,070–4,50618
Total$12,339$39,807$–$126,197$11,827
Annuities$4,187$2,090$–$54,496$612
Life Insurance7,62121,613–37,4324,172
Group Protection1546,282––5,014
Retirement Plan Services239––23,784262
Other Operations–9,879–5,025(921)
Total$12,201$39,864$–$120,737$9,139

(1)Unearned premiums are included in Column C, future contract benefits.

FS-6

SCHEDULE III –CONDENSED SUPPLEMENTARY INSURANCE INFORMATION (Continued)

Column AColumn GColumn HColumn IColumn JColumn K
Benefits · Amortization
Net · and · of DAC · Other
InvestmentInterestandOperatingPremiums
Business Segments and Other OperationsIncomeCreditedVOBAExpensesWritten
Annuities$1,894$1,944$479$1,205$–
Life Insurance2,6364,851511856–
Group Protection3764,1181221,490–
Retirement Plan Services1,02269219455–
Other Operations14798–597–
Total$6,075$11,703$1,131$4,603$–
Annuities$1,636$1,711$427$1,411$–
Life Insurance2,4524,886503763–
Group Protection3484,0451111,370–
Retirement Plan Services99767518441–
Other Operations11144–882–
Total$5,544$11,361$1,059$4,867$–
Annuities$1,668$(193)$430$1,618$–
Life Insurance2,7305,717492755–
Group Protection3394,0251001,347–
Retirement Plan Services1,01266418427–
Other Operations151(827)–636–
Total$5,900$9,386$1,040$4,783$–

FS-7

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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.