HUNTINGTON BANCSHARES INC /MD/
For the period ended Sep 30, 2026. Filed Oct 27, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Oct 27, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Glossary of Acronyms and Terms
The following listing provides a comprehensive reference of common acronyms and terms used throughout the
document:
| ACL | Allowance for Credit Losses | NAICS | North American Industry Classification System |
|---|---|---|---|
| AFS | Available-for-Sale | NALs | Nonaccrual Loans |
| ALCO | Asset-Liability Management Committee | NCO | Net Charge-off |
| ALLL | Allowance for Loan and Lease Losses | NII | Net Interest Income |
| AOCI | Accumulated Other Comprehensive Income (Loss) | NIM | Net Interest Margin |
| ASC | Accounting Standards Codification | NPAs | Nonperforming Assets |
| ASU | Accounting Standards Update | OCC | Office of the Comptroller of the Currency |
| AULC | Allowance for Unfunded Lending Commitments | OCI | Other Comprehensive Income (Loss) |
| Basel III | Refers to the final rule issued by the FRB and OCC and published in the Federal Register on October 11, 2013 | OLEM | Other Loans Especially Mentioned |
| Board | Board of Directors | PCD | Purchased Credit Deteriorated |
| C&I | Commercial and Industrial | ROC | Risk Oversight Committee |
| Cadence | Cadence Bank | RV | Recreational Vehicle |
| CDI | Core Deposit Intangible | SBA | Small Business Administration |
| CDS | Credit Default Swap | SCB | Stress Capital Buffer |
| CET1 | Common Equity Tier 1 | SEC | Securities and Exchange Commission |
| CFPB | Bureau of Consumer Financial Protection | SOFR | Secured Overnight Financing Rate |
| CLN | Credit Linked Note | SPE | Special Purpose Entity |
| CME | Chicago Mercantile Exchange | TBA | To Be Announced |
| CMO | Collateralized Mortgage Obligations | U.S. | United States of America |
| CRE | Commercial Real Estate | U.S. Treasury | U.S. Department of the Treasury |
| DIF | Deposit Insurance Fund | Veritex | Veritex Holdings, Inc. |
| EOP | End of Period | VIE | Variable Interest Entity |
| EVE | Economic Value of Equity | XBRL | eXtensible Business Reporting Language |
| FDIC | Federal Deposit Insurance Corporation | ||
| Fed Fund | The targeted rate by the Federal Reserve to secure overnight funding | ||
| Federal Reserve | Board of Governors of the Federal Reserve System | ||
| FFIEC | Federal Financial Institutions Examination Council | ||
| FHLB | Federal Home Loan Bank | ||
| FRB | Federal Reserve Bank | ||
| FTE | Fully-Taxable Equivalent | ||
| FTP | Funds Transfer Pricing | ||
| FVO | Fair Value Option | ||
| GAAP | Generally Accepted Accounting Principles in the United States of America | ||
| GDP | Gross Domestic Product | ||
| HTM | Held-to-Maturity | ||
| IRS | Internal Revenue Service | ||
| Janney | Janney Montgomery Scott LLC | ||
| LIHTC | Low Income Housing Tax Credit | ||
| MBS | Mortgage-Backed Securities | ||
| MD&A | Management’s Discussion and Analysis of Financial Condition and Results of Operations | ||
| MSLP | Federal Reserve’s Main Street Lending Program | ||
| MSR | Mortgage Servicing Right | ||
4 Huntington Bancshares Incorporated
PART I. FINANCIAL INFORMATION
When we refer to “we,” “our,” “us,” “Huntington,” and “the Company” in this Quarterly Report on Form 10-Q
(this “report”), we mean Huntington Bancshares Incorporated and our consolidated subsidiaries, unless the context
indicates that we refer only to the parent company, Huntington Bancshares Incorporated. When we refer to the
“Bank” in this report, we mean our only bank subsidiary, The Huntington National Bank, and its subsidiaries.
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.