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HUNTINGTON BANCSHARES INC /MD/

For the period ended Jun 30, 2026. Filed Jul 28, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2026 · Filed Jul 28, 2026

HBANL$24.77+0.9%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Table of Contents

HUNTINGTON BANCSHARES INCORPORATED

Form 10-Q for the quarter ended June 30, 2026

Page Number
Glossary of Acronyms and Terms3
PART I. FINANCIAL INFORMATION
Item 1.Financial Statements (Unaudited)41
Consolidated Balance Sheets at June 30, 2026 and December 31, 202541
Consolidated Statements of Income for the three and six months ended June 30, 2026 and 202542
Consolidated Statements of Comprehensive Income for the three and six months ended June 30, 2026 and 202543
Consolidated Statements of Changes in Shareholders’ Equity for the three and six months ended June 30, 2026 and 202544
Consolidated Statements of Cash Flows for the six months ended June 30, 2026 and 202546
Notes to Unaudited Consolidated Financial Statements:48
Note 1 - Basis of Presentation48
Note 2 - Accounting Standards Update48
Note 3 - Business Combinations48
Note 4 - Investment and Other Securities54
Note 5 - Loans and Leases58
Note 6 - Allowance for Credit Losses66
Note 7 - Mortgage Loan Sales and Servicing Rights67
Note 8 - Goodwill and Other Intangible Assets68
Note 9 - Borrowings68
Note 10 - Other Comprehensive Income70
Note 11 - Shareholders’ Equity72
Note 12 - Earnings Per Share73
Note 13 - Revenue from Contracts with Customers74
Note 14 - Fair Value of Assets and Liabilities76
Note 15 - Derivative Financial Instruments84
Note 16 - Variable Interest Entities88
Note 17 - Commitments and Contingent Liabilities90
Note 18 - Segment Reporting92
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations4
Introduction4
Executive Overview4
Discussion of Results of Operations8
Risk Management:14
Credit Risk14
Market Risk22
Liquidity Risk25
Operational Risk29
Compliance Risk30
Capital30
Business Segment Discussion32
Additional Disclosures35
Item 3.Quantitative and Qualitative Disclosures about Market Risk94
Item 4.Controls and Procedures94
PART II. OTHER INFORMATION
Item 1.Legal Proceedings94
Item 1A.Risk Factors94
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds95
Item 5.Other Information95
Item 6.Exhibits96
Signatures97

2026 2Q Form 10-Q 3

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.