HUNTINGTON BANCSHARES INC /MD/
For the period ended Mar 31, 2026. Filed Apr 30, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Mar 31, 2026 · Filed Apr 30, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Glossary of Acronyms and Terms
The following listing provides a comprehensive reference of common acronyms and terms used throughout the
document:
| ACL | Allowance for Credit Losses | NAICS | North American Industry Classification System |
|---|---|---|---|
| AFS | Available-for-Sale | NALs | Nonaccrual Loans |
| ALCO | Asset-Liability Management Committee | NCO | Net Charge-off |
| ALLL | Allowance for Loan and Lease Losses | NII | Net Interest Income |
| AOCI | Accumulated Other Comprehensive Income (Loss) | NIM | Net Interest Margin |
| ASC | Accounting Standards Codification | NM | Not Meaningful |
| ASU | Accounting Standards Update | NPAs | Nonperforming Assets |
| AULC | Allowance for Unfunded Lending Commitments | OCC | Office of the Comptroller of the Currency |
| Basel III | Refers to the final rule issued by the FRB and OCC and published in the Federal Register on October 11, 2013 | OCI | Other Comprehensive Income (Loss) |
| Board | Board of Directors | OLEM | Other Loans Especially Mentioned |
| C&I | Commercial and Industrial | PCD | Purchased Credit Deteriorated |
| Cadence | Cadence Bank | ROC | Risk Oversight Committee |
| CDI | Core Deposit Intangible | RV | Recreational Vehicle |
| CDS | Credit Default Swap | SBA | Small Business Administration |
| CECL | Current Expected Credit Losses | SCB | Stress Capital Buffer |
| CET1 | Common Equity Tier 1 | SEC | Securities and Exchange Commission |
| CFPB | Bureau of Consumer Financial Protection | SOFR | Secured Overnight Financing Rate |
| CLN | Credit Linked Note | SPE | Special Purpose Entity |
| CME | Chicago Mercantile Exchange | TBA | To Be Announced |
| CMO | Collateralized Mortgage Obligations | U.S. | United States of America |
| CRE | Commercial Real Estate | U.S. Treasury | U.S. Department of the Treasury |
| EOP | End of Period | Veritex | Veritex Holdings, Inc. |
| EVE | Economic Value of Equity | VIE | Variable Interest Entity |
| FDIC | Federal Deposit Insurance Corporation | XBRL | eXtensible Business Reporting Language |
| Fed Fund | The targeted rate by the Federal Reserve to secure overnight funding | ||
| Federal Reserve | Board of Governors of the Federal Reserve System | ||
| FFIEC | Federal Financial Institutions Examination Council | ||
| FHLB | Federal Home Loan Bank | ||
| FOMC | Federal Open Market Committee | ||
| FRB | Federal Reserve Bank | ||
| FTE | Fully-Taxable Equivalent | ||
| FTP | Funds Transfer Pricing | ||
| FVO | Fair Value Option | ||
| GAAP | Generally Accepted Accounting Principles in the United States of America | ||
| GDP | Gross Domestic Product | ||
| HTM | Held-to-Maturity | ||
| IRS | Internal Revenue Service | ||
| Janney | Janney Montgomery Scott LLC | ||
| LIHTC | Low Income Housing Tax Credit | ||
| MBS | Mortgage-Backed Securities | ||
| MD&A | Management’s Discussion and Analysis of Financial Condition and Results of Operations | ||
| MSR | Mortgage Servicing Right | ||
4 Huntington Bancshares Incorporated
PART I. FINANCIAL INFORMATION
When we refer to “we,” “our,” “us,” “Huntington,” and “the Company” in this Quarterly Report on Form 10-Q
(this “report”), we mean Huntington Bancshares Incorporated and our consolidated subsidiaries, unless the context
indicates that we refer only to the parent company, Huntington Bancshares Incorporated. When we refer to the
“Bank” in this report, we mean our only bank subsidiary, The Huntington National Bank, and its subsidiaries.
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.