HUNTINGTON BANCSHARES INC /MD/
For the period ended Dec 31, 2025. Filed Feb 13, 2026.
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FY2025 · Filed Feb 13, 2026
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Consolidated Balance Sheets
| At December 31, | ||
|---|---|---|
| (dollar amounts in millions) | 2025 | 2024 |
| Assets | ||
| Cash and due from banks | $1,783 | $1,685 |
| Interest-earning deposits with banks | 12,295 | 11,647 |
| Trading account securities | 63 | 53 |
| Available-for-sale securities | 26,132 | 27,273 |
| Held-to-maturity securities | 15,258 | 16,368 |
| Other securities | 994 | 823 |
| Loans held for sale (includes $885 and $652, respectively, measured at fair value) | 1,415 | 654 |
| Loans and leases (includes $167 and $173, respectively, measured at fair value) | 149,642 | 130,042 |
| Allowance for loan and lease losses | (2,537) | (2,244) |
| Net loans and leases (1) | 147,105 | 127,798 |
| Bank owned life insurance | 2,902 | 2,793 |
| Accrued income and other receivables | 2,621 | 2,190 |
| Premises and equipment | 1,321 | 1,066 |
| Goodwill | 5,997 | 5,561 |
| Servicing rights and other intangible assets | 752 | 677 |
| Other assets (1) | 6,468 | 5,642 |
| Total assets | $225,106 | $204,230 |
| Liabilities and shareholders’ equity | ||
| Liabilities | ||
| Deposits: | ||
| Demand deposits—noninterest-bearing | $32,205 | $29,345 |
| Interest-bearing | 144,405 | 133,103 |
| Total deposits | 176,610 | 162,448 |
| Short-term borrowings | 1,261 | 199 |
| Long-term debt (1) (includes $1,161 and $821, respectively, measured at fair value) | 17,221 | 16,374 |
| Other liabilities (1) | 5,635 | 5,427 |
| Total liabilities | 200,727 | 184,448 |
| Commitments and Contingent Liabilities (Note 22) | ||
| Shareholders’ equity | ||
| Preferred stock | 2,731 | 1,989 |
| Common stock | 16 | 15 |
| Capital surplus | 17,244 | 15,484 |
| Less treasury shares, at cost | (92) | (86) |
| Accumulated other comprehensive income (loss) | (1,908) | (2,866) |
| Retained earnings | 6,351 | 5,204 |
| Total Huntington shareholders’ equity | 24,342 | 19,740 |
| Non-controlling interest | 37 | 42 |
| Total equity | 24,379 | 19,782 |
| Total liabilities and equity | $225,106 | $204,230 |
| Common shares authorized (par value of $0.01) | 2,250,000,000 | 2,250,000,000 |
| Common shares outstanding | 1,567,732,506 | 1,453,635,809 |
| Treasury shares outstanding | 7,187,541 | 6,984,102 |
| Preferred stock, authorized shares | 6,617,808 | 6,617,808 |
| Preferred shares outstanding | 885,000 | 877,500 |
(1)Includes VIE balances in net loans and leases, other assets, long-term debt, and other liabilities of $669 million, $431 million, $600 million, and $152 million, respectively, at December 31, 2025, and $1.1 billion, $264 million, $1.0 billion, and $109 million, respectively, at December 31, 2024. See Note 21 - “Variable Interest Entities” for additional information.
2025 Form 10-K 101
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